河北省2023年银行招聘之银行招聘综合知识考前冲刺试卷B卷含答案.doc

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1、河北省河北省 20232023 年银行招聘之银行招聘综合知识考前冲年银行招聘之银行招聘综合知识考前冲刺试卷刺试卷 B B 卷含答案卷含答案单选题（共单选题（共 5050 题）题）1、Passage 10A.protect kids from exposure to wild fantasiesB.teach their kids at least 30,000 words a yearC.ensure constant interaction with their childrenD.remain concerned about kids use of screens【答案】C2、It is

2、difficult to know why a work of art produces some emotions，but it has been known for a very long time that paintings，music andpoetry have the power to touch us，to repel us and to_intensepleasure or displeasure.A.riseB.ariseC.raiseD.arouse【答案】D3、A 公司于 10 月 20 日向 B 公司发出一项要约，欲向其购买材料一批，第二天因为发生安全事故公司停产，便

3、想反悔，10 月 23 日发出撤回通知。要约于 10月 26 日到达 B 公司。27 日，B 公司正在组织讨论是否应该接受这个要约的时候，撤回通知到达。则（）。A.要约有效，撤回通知后于要约到达，未被撤回B.要约有效，要约未被撤销C.要约无效，要约已被撤回D.要约生效，要约已被撤销【答案】D4、资料：Job DescriptionA.Hardworking but taciturnB.Little knowledge of co-branded sponsored entertainmentC.Experience with on-air promotion productionD.With

4、little post production experience【答案】C5、Mr.Gonzalesr who has been a（）member of the country club forover 25 year,has recently been appointed president.A.firstB.valuedC.strongD.durable【答案】B6、在 Word 主窗口的右上角，可以同时显示的按钮是（）。A.最小化、还原和最大化B.最大化、还原和关闭C.最小化、还原和关闭D.最大化和还原【答案】C7、I could speak_ Japanese_ Chinese,s

5、o I had to talk with himin English.A.not only；but alsoB.both；andC.neither；norD.either；or【答案】C8、The project will not be finished on schedule if time is noteffectively（）.A.managingB.managedC.manageD.manager【答案】B9、I hear many parents saying that their teenage children arerebellion.I wish it were so.At

6、your age you ought to be growing awayfrom your parents.You should be learning to stand on your own twofeet.But take a good look at the present rebellion.It seems thatteenagers are all taking the same way of showing that they degreewith their parents.Instead of striking out bravely on their own,mosto

7、f them are trying to seize at one anothers hands for safety.A.readers how to be popular in the worldB.parents how to control and guide their childrenC.teenagers how to learn to decide things for themselvesD.people how to understand and respect each other【答案】C10、按照银行业监督管理法的规定，银行业金融机构应当严格遵守(）。A.资产负债比例

8、管理B.库存现金管理规定C.审慎经营规则D.严格贷款审查【答案】C11、North American_also have a strong reputation in the Indianeducational and labor markets.A.majorsB.degreeC.creditsD.diplomas【答案】D12、以下关于货币政策中介目标的叙述错误的是（）。A.货币政策的中介目标又称为中间指标、中间变量B.中介目标是介于货币政策工具变量与货币政策目标变量之间的变量指标C.中央银行根据相关性、可控性、可测性、抗干扰性四大原则来选择相应的中介目标D.中介目标是指中央银行操作目标方

9、面的变量指标【答案】D13、依据法律规定不得向关系人发放（）。A.抵押贷款B.信用贷款C.中期贷款D.长期贷款【答案】B14、资料：It is September of 1998,Im sitting in a windowlessoffice room inside the Office of the Independent Counsel underneathhumming fluorescent lights.Im listening to the sound of my voice onsurreptitiously taped phone calls that a supposed

10、friend had made theyear before.For the past eight months,the mysterious content ofthese tapes has hung like the Sword of Damocles over my head.A fewdays later,the Star Report is released to Congress,and all of thosetapes and transcripts,those stolen words,form a part of it.Thatpeople can read the tr

11、anscripts is horrific enough,but a few weekslater,the audio tapes are aired on TV,and significant portions madeavailable online.The pubic humiliation was excruciating.(1)A.The idea of committing suicideB.The urgent peril to the authors lifeC.The harm caused by cyberbullyingD.The hatred to those who

12、cheated the author【答案】C15、资料：2014 has been a landmark year for Alibaba.Just last week,the Chinese e-commerce juggernaut set a world-record selling US$9.3Billion worth of goods in 24 hours on Singles Day.A few months back,Alibaba claimed the title of the worlds biggest IPO,raising US$25Billion on the

13、 NYSE.Things will only get bigger for Alibaba.A.Alibabas new business strategyB.Alibabas Alipay and Taobao marketplace expand into AustraliaC.Alibabas acquisition of Australian local companiesD.The introduction of Alibaba【答案】B16、资料：In a family where the roles of men and women are notsharply separate

14、d and where many household tasks are shared to agreater or lesser extent,notions of male superiority are hard tomaintain.The pattern of sharing in tasks and in decisions makes forequality,and this in turn leads to further sharing.In such a home,the growing boy and girl learn to accept that equality

15、more easilythan did their parents and to prepare more fully for participation ina world characterized by cooperation rather than by the battle of thesexes.A.authoritarianism is importantB.neo-popism is unavoidableC.momism is essentialD.cooperation is necessary【答案】D17、资料：之后，经济学家 Mr.V 发表了关于一些新名词的感悟，请根

16、据下列资料回答问题。A.what globalization means for businessesB.how definitions differ from each otherC.how businesses go“global”D.the definition of the term“globalization”【答案】C18、资料：Changing careers is becoming more popular.Not just becausethere are more career options available,but also out of necessity.As n

17、ew industries arise,others die.Its up to you to figure out ifyour career is still going to be around in the next 5-10 years.Somestudies say we could have as many as nine careers in our professionallifetime.Which begs the question:do you know what it takes tosuccessfully change career lanes repeatedl

18、y?A.You need to be consistent in your careerB.Changing career lanes efficiently and effectively needs more effortC.It will be hard for you to change career lanes efficiently andeffectivelyD.You will change career lanes easily【答案】C19、个人计算机内存的大小主要由（)决定。A.RAM 芯片的容量B.软盘的容量C.硬盘的容量D.CPU 的位数【答案】A20、资料：The

19、poverty line is the minimum income that people needfor an acceptable standard of living.People with incomes below thepoverty line are considered poor.Economists study the causes ofpoverty in order to find solutions to the problem.A.poor people are bound to go out of the poverty line if they havechan

20、ces to do businessB.welfare will enable people to be richC.employment is the best solution to the poverty problemD.better solutions to the poverty problem are not found yet【答案】D21、一个国家对进口商品，除了征收正常进口税外还往往根据某种目的加征额外的进口税。这种加征的额外关税叫做进口附加税，其中包括（）。A.差价税B.反倾销税C.特惠税D.选择税【答案】B22、资料：Changing careers is becomi

21、ng more popular.Not just becausethere are more career options available,but also out of necessity.As new industries arise,others die.Its up to you to figure out ifyour career is still going to be around in the next 5-10 years.Somestudies say we could have as many as nine careers in our professionall

22、ifetime.Which begs the question:do you know what it takes tosuccessfully change career lanes repeatedly?A.You need to have more conversations and connections within your newcareer pathB.You need to build a marketing campaign for your business-of-oneC.You need to give the logic and passion behind you

23、r career changeD.You need to make sure everyone knows about it【答案】D23、随着生产和生活垃圾的急剧增加，垃圾处理已成为一个重要的社会和经济问题。而有关专家却说垃圾是放错了地方的资源。”将垃圾看成是“放错了地方的资源”这段话（）。A.坚持了联系的观点，世界上一切事物都是相互联系的B.混淆了矛盾主次方面，看不到矛盾主要方面决定事物性质C.坚持了矛盾的分析方法，看到矛盾双方在一定条件下相互转化D.违背了矛盾普遍性和特殊性辩证关系，看不到矛盾的普遍性【答案】C24、财政收支对货币供应量的最终影响，取决于（)。A.财政结余B.财政收支平衡

24、C.财政支出D.财政收支状况及平衡方法【答案】D25、资料：Human resource professionals act as mediators between anorganizations management and its workers.This requires wearing manyhats Its an HR administrators job to make sure that employees areworking in a safe environment that disputes are settled，and thatbenefits are under

25、stood and administered properly.At the same time，HR is charged with recruiting new employees who will not only fit inpersonally and professionally but also help the company achieve itsbusiness goals.They also represent management when negotiating forbenefits with companies administering these benefi

26、ts and whenimplementing companywide policies that will ultimately lower costs orboost profits.The needs of HR cover a wide range of tasks and，therefore，require individuals who are good with people in additionto being organized，analytical，business-minded，and heroicmultitaskers.A.To specialize in a sp

27、ecific industryB.To strengthen the understanding of business strategy and planningC.To find an internship or an assistant jobD.Both A and B【答案】C26、资料：Good listening is much more than being silent while theother person talks.To the contrary,people perceive the bestlisteners to be those who periodical

28、ly ask questions that promotediscovery and insight.These questions gently challenge oldassumptions,but do so in a constructive way.Sitting there silentlynodding does not provide sure evidence that a person is listening,but asking a good question tells the speaker the listener has notonly heard what

29、was said,but that they comprehended it well enoughto want additional information.Good listening was consistently seenas a two-way dialog,rather than a one-way“speaker versus hearer”interaction.The best conversations were active.A.Use logicB.Disagree with the speakerC.ResponseD.Be silent【答案】D27、资料：Ea

30、rly ExperiencesA.The nearest customersB.The virtual customersC.People that pretend to be customersD.The VIPs【答案】C28、资料：As a business owner，it is vital that you understand anduse advanced technologies.Technology can help increase businessefficiency and even expand operations.A.TechnologyB.CultureC.Bu

31、sinessD.Social【答案】A29、任何热机的效率都不可能达到 100%，是在热力学第（）定律表现出来的。A.一B.二C.三D.四【答案】B30、上海证券交易所上市交易的某只股票，2009 年末的每股税后利润为 0.2元，市场利率为 2.5%。A.Y X rB.Y/rC.r/YD.Y X(1+r)【答案】B31、During her junior year of high school,Diane Rays teacher handedher a worksheet and instructed the 17-year-old to map out her futurefinancia

32、l life.Ray pretended to buy a car,rent an apartment,and applyfor a credit card.Then,she and her classmates played thestock marketgame,investing the hypothetical earnings from their hypotheticaljobs in the market in the disastrous fall of 2008.Our pretendinvestments crashed,Ray says,still frightened.

33、We got to know how itfelt to lose money.A.pay off all her debtsB.handle her money betterC.find a job in a bankD.manage the family income【答案】B32、某企业 2010 年 12 月 31 日银行存款日记账账面余额为 217300 元，开户行送来的对账单 所列本企业存款余额为 254690 元，经核对，发现未达账项如下：银行已收、企业未收款 42100 元，银行已付、企业未付款 5000 元，企业巳收、银行未收款 21600 元，企业已付、银行 未付款 218

34、90 元。则该企业可动用的银行存款实有数是（）元。A.217300B.254690C.254400D.276290【答案】C33、After the exploration the army got the building（）and the（）area was also cut off from the outside.A.surrounded；surroundedB.surrounding；surroundedC.surrounding；surroundingD.surrounded；surrounding【答案】D34、负债类账户的发生额与余额之间的关系是（）。A.期初余额+本期借方发生

35、额=期末余额B.期初余额+本期贷方发生额-本期借方发生额=期末余额C.期初余额+本期借方发生额-本期贷方发生额=期末余额D.期初余额+本期贷方发生额=期末余额【答案】B35、Passage 6A.It was created by Mrs.FieldB.It collects information on you usually without your knowing itC.It is a hardware needed to access to your computerD.It is the latest in technology【答案】B36、This chapter gives

36、an overview of three-dimensional（3D）textiles in sports and leisure clothing_manufacturing processesand product requirements.A.in connection withB.in common withC.regardless ofD.with respect to【答案】D37、There are many ways to define the“time”at a particular_.Here，on Earth our usual system is defined by

37、 the motion ofthe Sun in the sky.A.districtB.iocationC.interpretationD.direction【答案】B38、资料：In a family where the roles of men and women are notsharply separated and where many household tasks are shared to agreater or lesser extent,notions of male superiority are hard tomaintain.The pattern of shari

38、ng in tasks and in decisions makes forequality,and this in turn leads to further sharing.In such a home,the growing boy and girl learn to accept that equality more easilythan did their parents and to prepare more fully for participation ina world characterized by cooperation rather than by the battl

39、e of thesexes.A.The manB.The womanC.The childrenD.The psychologist【答案】C39、某物流企业向中国农业银行借入资金 100 万元，年利率为 4，由于银行要求将贷款额度的 20作为补偿性余额，则该物流企业的实际借款利率为（）。A.5B.4C.6D.7【答案】A40、资料：Google and Uber have grabbed most of the attentionregarding the advent of self-driving cars,but on Sunday,Lyft threwdown the ultimat

40、e challenge:A majority of autonomous vehicles forLyft within a mere five years.A.At almost unprecedented moment in history,we should reach ourpotential to decide whether to take the right pathB.At almost unprecedented moment in history we should reach ourpotential to decide whether to take decisive

41、actionC.At almost unprecedented moment history,we should reach ourpotential to choose the right answers to all the problems encounteredby usD.At almost unprecedented moment in history we should our potentialto realize the advent of the era of self-driving cars【答案】D41、物体的惯性与(）有关。A.速度B.加速度C.质量D.运动状态【答

42、案】C42、资料：We all know that lack of sleep affects our memory alongwith other cognitive abilities.Sitting in the office sleep deprivesits difficult to remember your own name,let along the ever-lengthening to-do list.A.repeatB.pour backC.feedD.remix【答案】A43、We utilized_films,semi-formal interviews and pa

43、rticipantobservation to explore the relationship between urban livelihoods andart creation.A.silentB.romanticC.documentaryD.document【答案】C44、资料：What if you were told there was a way you may strengthenyour cognitive skills and heighten your intelligence,and all you hadto do was was learn to strike up

44、basic conversations in anotherlanguage?A.attracting readers to a new approach that will help them becomebilingual in 10 daysB.introducing various ways of learning a foreign languageC.explaining the benefits of learning a foreign languageD.making readers pay attention to the importance of learning fo

45、reignlanguages【答案】A45、资料：Actually,any sale is a gift until you get paid.Butexporters are especially concerned,since their buyers might be10,000 miles away！A.Descriptive CompositionB.Expositive CompositionC.Narrative CompositionD.Argumentative Composition【答案】B46、远期汇率的期限一般为（）个月。A.16B.39C.69D.612【答案】A4

46、7、She would rather that her husband _ travel during the badweather,but he insists that he return home today.A.do notB.notC.must notD.did not【答案】D48、It provides that no state may“_any person of life,liberty or property,without due process of law.”A.depriveB.deriveC.dispatchD.discharge【答案】A49、资料：In th

47、e United States of America,banks are categorized intothe federally-chartered bank which received their charter from theOffice of the Comptroller of the Currency（OCC）;these are referredto as“National Banks”;and also the states-chartered banks whichreceive their charter from the superintendent to as“S

48、tate Banks”.Banks are allowed to register either with the federal or the stateauthority.Let us now look at the organizational structure ofCommercial Banks,which include unit banking,group banking andbranch banking.A.The Fed undertakes banking supervision over banking system in theUSAB.The savings ba

49、nks in the USA are authorized to do real estatebusiness by some states lawC.Specialized banks in the USA provide funds as the lender of lastresortD.Specialized banks in the USA are the same to those in China【答案】A50、Passage 1A.There were many friends butB.There was nobody to love her soC.There was no

50、thing to doD.Seeing the butterfly was caught【答案】B多选题（共多选题（共 2020 题）题）1、合同的书面形式包括（）。A.合同书B.信件C.传真D.电子邮件【答案】ABC2、目前商业银行的表外业务主要有（）。A.期货与远期交易B.消费贷款业务C.银行承兑汇票D.备用信用证E.电算化存款业务【答案】ACD3、下列属于商业银行营业外支出的有（）。A.固定资产盘亏B.证券交易差错损失C.坏账准备金D.公益救济性捐赠【答案】ABD4、在 Excel 中，以下（）操作是将当前单元格的左边单元格变为当前单元格。A.按键B.按 键C.按 Enter 键D.按