河北省2023年银行招聘之银行招聘综合知识高分通关题库A4可打印版.doc
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1、河北省河北省 20232023 年银行招聘之银行招聘综合知识高分通年银行招聘之银行招聘综合知识高分通关题库关题库 A4A4 可打印版可打印版单选题(共单选题(共 5050 题)题)1、甲公司 2019 年 12 月 1 日购入生产设备一台,入账价格为 200000 元,采用年数总和法摊销,预计净残值 5000 元,预计使用年限 5 年。2020 年 12 月 31日,该生产设备的可收回金额为 120000 元,则 2020 年底,该设备的账面价值为()。A.120000B.135000C.150000D.161000【答案】A2、He holds an important position i
2、n the company.(),I dont quitetrust him.A.ThusB.FurthermoreC.OtherwiseD.Nevertheless【答案】D3、所有者(股东)权益变动表是资产负债表的()。A.主表B.附注C.财务情况说明书D.附表【答案】D4、资料:Some companies are more creative in their use of historythan others.HSBCs History Wall,a striking art installation at thebanks London headquarters,is made up
3、 of 3,743 images drawn fromthe banks archives and arranged in chronological order.A.The bank has greater power than other banksB.The bank contributes a lot to the development of LondonC.The bank uses its history more creativelyD.The bank has a different business model than other firms【答案】C5、Passage3
4、A.cut it with a sawB.use your right hand onlyC.chew it wellD.all of the above【答案】D6、关于法定利率与市场利率关系的说法。错误的是()。A.法定利率对市场利率有重要的影响B.市场利率随法定利率的变化而变化C.市场利率与法定利率变化完全一致D.市场利率是确定法定利率的重要依据【答案】C7、Together these inventions hugely reduced the cost of blasting rock,drilling tunnels,building canals and many other f
5、orms of_work.A.constructionB.informationC.animationD.imagination【答案】A8、人民银行规定的贷记卡透支年利率是()。A.10%B.15%C.18%D.20%【答案】C9、A _ criminal must have the benefit of the _ until werecertain hes guilty.A.suspected;doubtB.doubted;suspectC.doubted;doubtD.suspected;suspect【答案】A10、Most economic data,_regarding hiri
6、ng is positive.A.completelyB.exclusivelyC.particularlyD.specifically【答案】D11、价格变动影响对总收益的影响取决于()。A.需求收入弹性B.供给数量弹性C.供给价格弹性D.需求价格弹性【答案】D12、国家税务总局近日印发通知,要求全国税务系统贯彻落实好各项减税降费政策,确保企业和人民群众有实实在在的获得感,提振市场信心,促进经济实现高质量发展。据介绍,国家税务总局专门设立(),负责集中受理和协调解决中小微企业涉税诉求。通知要求,各省税务机关也要指定专门部门、安排专人负责中小微企业服务工作。2019 年上半年,国家税务总局将以
7、小微企业普惠性减税等政策落实情况为重点,组织开展减税降费工作督导。A.小微企业咨询点B.小微企业办事中心C.小微企业服务处D.小微企业优惠中心【答案】C13、某有限责任公司被吊销营业执照,以下为法律顾问提供的法律意见,不正确的是()。A.公司应当自被吊销营业执照之日起 15 日内成立清算组B.清算组由董事或者股东大会确定的人员组成C.公司逾期不成立清算组,债权人可以申请人民法院指定人员组成清算组D.清算组代表公司参与民事诉讼活动【答案】B14、久期分析也称为持续期分析或期限弹性分析,是衡量利率变动对银行()影响的一种方法。A.当期收益B.风险水平C.资本充足率D.整体经济价值【答案】D15、在
8、竞争企业优劣势分析的内容中,属于市场营销方面的是()。A.竞争企业的生产成本水平B.竞争企业产品系列的宽度与深度C.市场调研与新产品开发的能力D.设施与设备的技术先进性与灵活性【答案】C16、在工作中,小周不慎将计算机的电源线拔掉,导致计算机断电关机。下列存储器中,原存信息丢失可能性最大的是()。A.软盘存储器B.ROM 存储器C.半导体 RAM 存储器D.硬盘存储器【答案】C17、中央银行和商业银行的货币职能分别是()。A.提供原始货币、制造派生货币B.制造派生货币、提供原始货币C.促进货币流通、方便货币支付D.方便货币支付、促进货币流通【答案】A18、从网络购买的以下商品,消费者有权自收到
9、商品 7 日内退货的是()。A.订做的西服B.电视机C.在线下载的杀毒软件D.新鲜水果【答案】B19、下列情形中,婚姻合法有效的是()。A.19 岁甲女迫于父母压力,嫁给年长自己 15 岁的乙男B.18 岁的甲女在大学期间与同学乙男自由恋爱,并于次年确定为夫妻关系C.19 岁的甲女经朋友介绍认识了 21 岁的乙男,并于次年确定为夫妻关系D.21 岁的乙男强奸 20 岁的甲女,并强迫甲女嫁给自己【答案】C20、The task now for Scotland is to win their remaining_matchesbefore the competition starts.A.fri
10、endlyB.trendyC.stylishD.fashionable【答案】A21、The students expected there _ more reviewing classes beforethe final exam.A.beingB.have beenC.isD.to be【答案】D22、人们根据特定的需要,预先为计算机编制的指令序列称为()。A.软件B.文件C.语言D.程序【答案】D23、下列选项中属于同业拆借的是()。A.甲银行为弥补信贷资金缺口从乙银行拆入一笔资金B.甲银行融人资金投资房地产C.甲银行在停止营业时发现资金收支不平衡向其他银行融入长期资金D.甲银行内部分支
11、机构之间的资金调度【答案】A24、资料:Imagine you went to a restaurant with your girlfriend,hada burger,paid with a credit card,and left.The next time you gothere,the waiter or waitress,armed with your profile data,greetsyou with,“Hey Joe,how are you?Mary is over there in the seat yousat last time.Would you like to j
12、oin her for dinner again?”Thenyou find out that your burger has been cooked and placed on the table.Forget the fact that you are with another date and are on a diet thatdoesnt include burgers.A.Alexa is named after an ancient hero in EgyptB.Alexa is installed in librariesC.Alexa can provide all the
13、necessary information about historyD.Alexa can provide more data to marketers than a cookie【答案】D25、资料:It seems simple enough.Take all the line-forming andpaper-filling busy work of the government,and put it all up on theInternet.Now,in order to report a pot-hole,pay your property tax,complain to an
14、official or cast a vote,just log on and hit a fewbuttons.Goodbye bureaucracy,hello e-cracy?A.having public confidenceB.having sufficient investmentC.lowering government spendingD.upgrading government technology【答案】B26、Today,only 4 million people live and work on farms in the UnitedStates,but they pr
15、oduce more than enough food for 200 millionAmericans.They are able to do this because modern agriculture dependsmore on up-to-date machinery and scientific methods than it does onold-fashioned knowledge and human labor.A.modern technology has brought about a lot of troubleB.modern technology has cos
16、t farmers a lot of moneyC.farmers were put deeply in debtD.modern technology has released farmers from heavy labor【答案】D27、下列关于负债的说法,错误的是()。A.是由企业过去的交易或者事项所形成的B.是企业承担的现时义务C.预期会导致经济利益流出D.一般将负债分为短期借款与长期借款【答案】D28、Passage 1A.pay off all her debtsB.handle her money betterC.find a job in a bankD.manage the
17、 family income【答案】B29、资料:Good listening is much more than being silent while theother person talks.To the contrary,people perceive the bestlisteners to be those who periodically ask questions that promotediscovery and insight.These questions gently challenge oldassumptions,but do so in a constructiv
18、e way.Sitting there silentlynodding does not provide sure evidence that a person is listening,but asking a good question tells the speaker the listener has notonly heard what was said,but that they comprehended it well enoughto want additional information.Good listening was consistently seenas a two
19、-way dialog,rather than a one-way“speaker versus hearer”interaction.The best conversations were active.A.Those who periodically ask questions want to take charge of theconversationB.If you give critical opinions,the speaker will be less confidentC.Good listeners should agree with the speakerD.If the
20、 speaker creates a comfortable environment,listeners willbecome confident【答案】B30、下列操作中,不能完全清除文件型计算机病毒的是()。A.删除感染计算机病毒的文件B.将感染计算机病毒的文件更名C.格式化感染计算机病毒的磁盘D.用杀毒软件进行清除【答案】B31、()要求企业提供的会计信息应当清晰明了,便于投资者等财务报告使用者理解和使用。A.可理解性B.可比性C.实质重于形式D.相关性【答案】A32、2020 年 2 月初,武汉市开始连夜建设三所“()”,用于专门收治确诊的新型冠状病毒感染的肺炎轻症患者。A.火神山医院
21、B.雷神山医院C.小汤山医院D.方舱医院【答案】D33、中国证监会根据国务院的授权,依法对()实施监督管理。A.证券业B.信托业C.基金业D.租赁业【答案】A34、优先股不享有的权利是()。A.优先清偿权B.优先分配权C.股息固定D.优先认购公司新发股票【答案】D35、Passage 2A.To keep clients data safeB.To close down the poor servicesC.To give up their data monopolyD.To disclose their sources of profits【答案】C36、资料:Italys next gov
22、ernment,a coalition between thepopulistFive Star Movement and the far-right Northern League,isgiving investors plenty to worry about.Leaked plans,hastilyabandoned,suggested it might want to leave the euro or ask theEuropean Central Bank to forgive 250bn($292bn)of Italian debt.But less attention has
23、been paid to what it might mean for Italianbanks,and in particular for their biggest burden:non-performingloans(NPLs).Over 185bn of NPLs were outstanding at the end of2017,the most for any country in the European Union.(1)A.The increasing use of out-of-court settlement for collateral acrossthe EUB.T
24、he GACS which may not be renewed after SeptemberC.The new trading platform for trading NPLsD.The laws that guarantee cross-border operations【答案】B37、合同被撤销之后,合同的效力()。A.自撤销时无效B.自始无效C.没有成立D.自发现撤销事由之日起无效【答案】B38、资料:The societal marketing concept questions whether the puremarketing concept overlooks possib
25、le conflicts between consumersshort-run wants and consumer long-run welfare.Is a firm thatsatisfies the immediate needs and wants of target markets alwaysdoing whats best for consumers in the long run?The societalmarketing concept holds that marketing strategy should deliver valueto customers in a w
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