浙江省2023年银行招聘之银行招聘综合知识能力测试试卷A卷附答案.doc
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1、浙江省浙江省 20232023 年银行招聘之银行招聘综合知识能力测年银行招聘之银行招聘综合知识能力测试试卷试试卷 A A 卷附答案卷附答案单选题(共单选题(共 5050 题)题)1、资料:Western business visitors are often deadline-driven andunwilling to slow down to the Chinese pace when discussing business.But in China the pace can be fast and slow simultaneously.A.Chinese businessmen loo
2、k for ways to combine different optionsB.Chinese businessmen have stronger sense of national prideC.Chinese businessmen have their own pace doing businessD.Chinese businessmen treasure close relationship【答案】B2、按照银行业监督管理法的规定,银行业金融机构应当严格遵守()。A.资产负债比例管理B.库存现金管理规定C.审慎经营规则D.严格贷款审查【答案】C3、江某在某超市购买了一台电动榨汁机,
3、l 个月后出现故障,要求超市处理。但超市“购物须知”规定:“在本超市购物有质量问题请及时解决,自购物之日起超过 15 日的概不退换。”超市以此为由,拒绝受理,要求江某与生产厂家联系处理。对本纠纷的处理,下列观点错误的是()。A.超市的规定是“霸王条款”,损害消费者权益,应当无效B.超市的规定是要约,消费者的购买是承诺,双方形成合同关系,所以规定有效C.超市的规定是格式条款,但免除了自己的责任,所以无效D.超市的规定与产品质量法的规定相抵触.所以无效【答案】B4、Passage 4A.Alex Taw is an American millionaireB.Alex Taw will gradu
4、ate from universityC.Alex Taw doesnt work hardD.Alex Taw was not rich before【答案】D5、资料:A man looking for art for his new home has won a$1 millionPicasso painting with a$138 raffle ticket.Jeffrey Gonano told thePittsburgh Tribune-Review hes not sure hell ever hang themasterpiece in his home in Wexford
5、,in western Pennsylvania,givenits value.The 25-year-old Gonano,who works for his familys firesprinkler business,learned Wednesday that his ticket had won theParis raffle.Organizers say nearly 50,000 tickets were soldworldwide,for 100 euros apiece,to benefit a Lebanese charity.A.Gonano will break up
6、with SpatoroB.Gonano will sell the Picasso PaintingC.Gonano will move to FranceD.Gonano will put the painting on display【答案】D6、网络主要的目标是实现()。A.通信B.交换数据C.资源共享D.连接【答案】C7、反映企业在某一特定日期财务状况的会计报表是()。A.利润表B.资产负债表C.现金流量表D.所有者权益变动表【答案】B8、I had just posted the letter when I remembered that hadnt()the cheque。A.i
7、mposedB.enclosedC.involvedD.contained【答案】B9、The latest research indicates that stress,as an _ to dealwith it,is a direct contributor to heart disease.A.inabilityB.illegalnessC.unconsciousnessD.unwillingness【答案】A10、银行业监督管理机构对金融机构进行现场检查,应当经()批准。A.银行业监督管理机构负责人B.国务院C.中国人民银行D.被检查金融机构法人代表【答案】A11、()不属于反映企业
8、在一定会计期间的经营成果的会计要素。A.资产B.收入C.费用D.利润【答案】A12、当流通领域中存在两种本位币流通时,容易出现“格雷欣法则”现象,这种现象是指()。A.良币把劣币赶出流通领域B.劣币把良币赶出流通领域C.良币与劣币在流通领域平等流通D.良币与劣币同时退出流通领域【答案】B13、OPEC holds meetings frequently so as to regulate the outputof_ oil.A.crudeB.originalC.firstD.primary【答案】A14、以下关于“企业文化”的说法,错误的是()。A.企业文化的核心是企业的精神文明建设B.企业文
9、化是一个组织由其价值观、符号、处事方式等组成的文化形象C.企业文化的管理方式是以柔性管理为主D.企业文化的重要任务是增强企业的凝聚力【答案】A15、资料:As a startup founder,my daily tasks include everythingfrom long-term strategic planning to approving team outings andcompany culture initiatives.Day after day,things inevitably come upthat need to get handled ASAP.But Ive a
10、lso learned that if youdont have a strategy for making time for those bigger ambitions andyour truly lofty goals,theyll simply never get done.And thatmeans you wont make the progress thats really going to move yourbusiness forward.A.increaseB.peakC.diminishD.disappear【答案】C16、人民法院对非诉案件的审査标准是()。A.被申请执
11、行的具体行政行为是否违法B.被申请执行的具体行政行为是否明显违法C.被申请执行的具体行政行为是否会损害被执行人的合法权益D.被申请执行的具体行政行为是否明显违法且损害被执行人的合法权益【答案】D17、In the dark street,there wasnt a single person_she could turnfor help.A.thatB.whoC.from whomD.to whom【答案】D18、Therefore,individuals may attend higher education to avoidor_their required military servic
12、e.A.cancelB.postponeC.refuseD.display【答案】B19、Your selection will arrive in seven to ten days and will befollowed by()deliveries every six weeks.A.additionalB.momentaryC.mutualD.thorough【答案】A20、资料:THOMAS WILSONA.business data processingB.software applicationsC.advanced accountingD.business law【答案】C21
13、、北宋新诗运动的领袖是()。A.欧阳修B.王安石C.梅尧臣D.范仲淹【答案】A22、下列哪种结算工具适用于异地先拿货款后发货的结算?()A.银行汇票B.商业汇票C.银行本票D.支票【答案】A23、资料:The market is a concept.If you are growing tomatoes inyour backyard for sale you are producing for the market.You mightsell some to your neighbor and some to the local manager of thesupermarket.But i
14、n either case,you are producing for the market.Your efforts are being directed by the market.If people stop buyingtomatoes,you will stop producing them.A.seriousB.trueC.importantD.real【答案】D24、企业事业单位可以自主选择银行开立的用于日常转账结算与现金收付的账户是()。A.一般存款账户B.临时存款账户C.专用存款账户D.基本存款账户【答案】D25、资料:The daily changes of the mar
15、ket can lead investorsastray.The ups and downs make the tendency to look at the portfolio,sperformance frequently too temping.This means investers are likely toperceive mere risk,forgetting about their key term goals.A.Keep themselves from checking their trading accountsB.Avoid risks in terms of inv
16、estment plansC.Pay attention to long-term interests rather than short-term onesD.缺【答案】C26、资料:Changing careers is becoming more popular.Not just becausethere are more career options available,but also out of necessity.As new industries arise,others die.Its up to you to figure out ifyour career is sti
17、ll going to be around in the next 5-10 years.Somestudies say we could have as many as nine careers in our professionallifetime.Which begs the question:do you know what it takes tosuccessfully change career lanes repeatedly?A.You need to be consistent in your careerB.Changing career lanes efficiently
18、 and effectively needs more effortC.It will be hard for you to change career lanes efficiently andeffectivelyD.You will change career lanes easily【答案】C27、首次成功克隆哺乳动物(多利)的国家是()。A.英国B.美国C.法国D.德国【答案】A28、在商业银行经营管理原则中,流动性、安全性与盈利性成()关系。A.反比B.正比C.对比D.一致【答案】A29、资料:The hop flower has been used in beer-making
19、at least sincethe eighth century.Traditionally it was a preservative,but it alsoimparts flavor.To some,the taste is bitter and unpalatable,andthus many brewers use only minimal amounts.But,depending on variety,growing conditions,and other factors,hops can impart a range offlavors that connoisseurs s
20、ay rivals that of wine grapes.Starting inthe nineteen-seventies,small brewers on the West Coast begandramatically upping the amount of hops in their brews.One of theirmost popular products was the India pale ale,or L.P.A.,a brew thathas been around since the late eighteenth century.The story goestha
21、t necessity drove the British to add large quantities of hops inorder to preserve the beer they shipped to India,to quench thethirst of the Sahibs managing the Empire there.A.People were obsessed with imported productsB.The Dollar depreciated against EuroC.The small brewers and megabrewers used the
22、same type of hop flowerD.Brewers Association was founded【答案】A30、在银行表外业务中,下列属于金融衍生交易类业务的是()。A.备用信用证业务B.承兑业务C.利率期权业务D.保函业务【答案】C31、我国刑罚中最轻的主刑是()。A.拘役B.罚金C.管制D.剥夺政治权利【答案】C32、在短期内,垄断厂商无法改变固定要素投入量,而是通过在既定的生产规模下通过对产量和价格的调整,来实现()的利润最大化。A.边际利润等于长期边际成本B.边际利润等于长期平均成本C.边际利润等于短期边际成本D.边际利润等于短期平均成本【答案】C33、准货币是指()。
23、A.M1B.M2C.M3D.M2-M1【答案】D34、当利率下降,对消费者的影响是()。A.刺激消费,减少储蓄B.刺激消费,刺激储蓄C.抑制消费,抑制储蓄D.抑制消费,刺激储蓄【答案】A35、Passage 6A.Less Screening for More SafetyB.PreChecka Belated SolutionC.Getting Stuck in Security LinesD.Underused PreCheck Lanes【答案】C36、央行中期借贷便利(MLF)和央行逆回购性质上属于()。A.中央银行再贷款B.常备借贷便利操作C.利率政策D.公开市场业务操作【答案】D3
24、7、金融远期合约是一种()。A.买卖标的资产的权利B.定时期内发生的一系列现金交易C.在集中场所交易的标准化合约D.无固定场所的非标准化合约【答案】D38、实验室有两瓶某物质溶液,甲瓶有 100 克溶液,浓度为 5%,乙瓶有 150 克溶液,浓度为 8%,从两瓶中取出相等的若干克溶液,交换倒入另一瓶,令此刻的甲乙瓶浓度相等,则取出的溶液是()。A.60B.50C.70D.80【答案】A39、Luckily,the bullet narrow missed the captain()an inch.A.byB.atC.toD.from【答案】A40、If English means endles
25、s new words,difficult grammar andsometimes strange pronunciation,you are wrong.Havent you noticedthat you have become smarter since you started to learn a language?A.people who can speak two languagesB.second language learnersC.researchers on language learningD.active language learners【答案】A41、The su
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