湖北省2023年银行招聘之银行招聘综合知识自测模拟预测题库(名校卷).doc
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1、湖北省湖北省 20232023 年银行招聘之银行招聘综合知识自测模年银行招聘之银行招聘综合知识自测模拟预测题库拟预测题库(名校卷名校卷)单选题(共单选题(共 5050 题)题)1、资料:A new Chinese-led international development bank announcedits first four loans on Saturday,pledging to lend$509 million forprojects to spread electric power in rural Bangladesh,upgrade livingconditions in sl
2、ums in Indonesia,and improve roads in Pakistan andTajikistan.At the first of the annual general meetings of ininstitution,the Asian Infrastructure Investment Bank,the bankspresident,Jin Liqun,said the projects were financially sound andenvironmentally friendly and had been accepted by the people in
3、theproject areas.A.IndiaB.TajikistanC.PakistanD.Bangladesh【答案】A2、汇票全额解付的,以汇票卡片作借方传票,解讫通知和多余款收账通知作借方传票附件。其会计分录为()。A.借:汇出汇款贷:联行汇人款项(联行来账)B.借:汇入汇款贷:联行存放款项(联行来账)C.借:汇出汇款贷:联行存放款项(联行来账)D.借:联行存放款项(联行来账)贷:汇出汇款【答案】C3、下列各项中,哪一项是最能衡量股东利润最大化的指标?()A.资本利润率B.资产利润率C.销售利润率D.股权分红率【答案】D4、下列不属于期货交易的主要特征的是()。A.期货交易以在期货交
4、易所内买卖期货合约的方式进行B.期货合约是由期货交易所制定的标准化合约C.实物交割率高D.实行保证金制度【答案】C5、消费者的最优消费组合选择必须满足()。A.边际替代率等于价格之比B.边际替代率高于价格之比C.边际替代率小于价格之比D.与边际替代率和价格之比无关【答案】A6、某企业对以外币结算的款项减少业务的核算,以前都按原入账时的汇率作为账面汇率,但 从本年初起,经董事会同意,改按加权平均法并已在会计报告中加以说明。对于上述会计 方法的重要变动,如企业不再作出任何调整,注册会计师应出具()。A.无保留意见审计报告B.保留意见审计报告C.否定意见审计报告D.无法表示意见审计报告【答案】A7、
5、Over the next few years,some management positions in the companywill be()removed.A.graduationB.graduateC.graduallyD.gradual【答案】C8、能直接与 CPU 交换信息的功能单元是()。A.硬盘B.控制器C.主存储器D.运算器【答案】C9、某企业从外地购进甲种材料,买价 3200 元,外地用杂费 120 元,那么该材料实际成本是()。A.3320B.3200C.120D.3080【答案】A10、计算机软件系统主要包括()。A.系统软件和应用软件B.编辑软件和应用软件C.数据库软
6、件和工具软件D.程序和数据【答案】A11、2012 年 5 月 10 日,期货市场首个上市新品种:白银期货正式挂牌交易,这意味着国 内市场上市了第()个贵金属期货交易品种。A.一B.二C.三D.四【答案】B12、财务报表项目中的数字其直接来源是()。A.原始凭证B.记账凭证C.明细账簿D.账簿记录【答案】D13、资料:We are pleased to invite you to attend the 14th CanadianCollaborative Mental Health Care Conference(14th CCMHCC)to be heldon Thursday,June 2
7、7th and Friday,June 28th,2013.Montreal has beenselected as the host city.This annual event will take place at theDelta Centre Vile Hotel,a downtown location within easy walkingdistance of the Old City.You will be charmed by the unique characterof the city of Montreal,the metropolis of the province o
8、f Quebec.For those of you who wish to extend your stay,you can combinebusiness and pleasure by attending the 34th International JazzFestival of Montreal that will begin on Friday,June 28th andcontinue for the next 10 days.A.psychologistB.surgeonsC.researchersD.psychiatrists【答案】B14、New employees shou
9、ld spent more of their time on_duties.A.exceptionalB.professionalC.intentionalD.additional【答案】B15、目前国家开发银行的贷款主要是()。A.硬贷款B.软贷款C.信用贷款D.抵押贷款【答案】A16、冯?诺伊曼计算机工作原理的设计思想是()。A.程序设计B.程序存储C.程序编制D.算法设计【答案】B17、资料:We never thought wed say this,but wed welcome back somechilly weather.A.Temperatures in the U.S.fel
10、l into negative territoryB.People welcomed cool breezes in the U.SC.Harsh winter struck in some cities of the U.SD.Arctic air hit the U.S.for a few times【答案】C18、Today,only 4 million people live and work on farms in the UnitedStates,but they produce more than enough food for 200 millionAmericans.They
11、 are able to do this because modern agriculture dependsmore on up-to-date machinery and scientific methods than it does onold-fashioned knowledge and human labor.A.there is less and less farmland in the USAB.agriculture has greatly developedC.farmerswork is less heavy than in the pastD.tractors are
12、great helpers for the farmers【答案】B19、资料:Even as rich countries seek to rid workplaces of subtlegender bias,in many developing ones discrimination remains overt.According to the World Bank,women are barred from certain jobs in104 countries.(1)A.Some jobs are too dangerous for womenB.Men are hunting h
13、igher paid jobs in other placesC.In specific areas women are paid higher than menD.Women have the choice of not bearing children【答案】B20、贾某赴新加坡出差,行前到交通银行兑换 500 新加坡元,这时银行使用的价格是()。A.钞买价B.汇卖价C.汇买价D.钞卖价【答案】B21、行为作为民事法律关系产生、变更、消灭的法律事实()。A.不能是违法行为B.只能是民事法律行为C.只能是表意行为D.既可以是合法行为,也可以是违法行为【答案】D22、资料:Above the
14、line promotion uses mass media such as thepress,radio,television,cinema or poster sites.This type of promotionis usually paid for.Each of the possible media methods can be usedto target audiences in different market segment.There are bothstrengths and drawbacks to these forms of media:A.by registeri
15、ng their support on the internetB.by applying for a job in UNISONC.by distributing newspaper adverts to people in the communityD.all above【答案】A23、第三届进口博览会首个网上海外路演推介会于 2020 年 4 月 9 日举行。借力网络,中国国际进口博览局和国家会展中心(上海)向()海外商会组织的多家行业协会、上百家企业介绍了第三届进口博览会参展情况。A.英国B.德国C.美国D.法国【答案】B24、“没有哪一次巨大的历史灾难,不是以历史的进步为补偿的。”恩
16、格斯这句话蕴含的哲理是()。A.矛盾双方相互排斥B.矛盾双方相互渗透C.矛盾双方在一定条件下相互依存D.矛盾双方在一定条件下相互转化【答案】D25、在保险市场上,“道德风险”是指()。A.保险公司不能区分低风险顾客和高风险顾客B.高风险顾客有激励提供错误信号使保险公司相信他是低风险顾客C.保险公司可能会根据种族、性别和年龄来断定哪些是高风险顾客D.顾客在购买保险后会改变自己的行为,即他在购买保险后的行为比之前更像一个高风险的顾客【答案】D26、资料:Demystifying how social and human-like robots work is vitalso that we can
17、 understand and shape how they will affect our future,Dr Hatice Gunes will tell the Hay Festival next week.(1)A.it is not meaningful for robots to have the appearance of humanB.people who make the appearance of robots very human-like should beblamedC.people need to pay more attention to the developm
18、ent ofrobotsfunctionsD.the appearance of robots has become more and more emotional【答案】C27、某银行因特殊情况集中办理业务,导致窗口出现排队现象。假定每分钟来办业务的顾客增长数量相等,粗略估计,要让排队现象消失,在同时开设 4 个窗口的情况下需要 25 分钟,在同时开设 6 个窗口的情况下需要 12.5 分钟。则如果需要在 10 分钟内让排队现象消失,则至少应当开()窗口。A.7B.8C.6D.5【答案】A28、资料:Acknowledging that so-called cloud computing w
19、ill blur thedistinctions between computers and networks,about two dozen biginformation technology companies plan to announce a new standards-setting group for computer networking.The group,to be called theOpen Networking Foundation,hopes to help standardize a set oftechnologies pioneered at Stanford
20、 and the University of California,Berkeley,and meant to make small and large networks programmable inmuch the same way that individual computers are.A.harmonizeB.complyC.integrateD.conform【答案】A29、按照法律规定,职工累计工作已满 1 年不满 10 年的,可享受带薪年休假()。A.1 天B.5 天C.10 天D.15 天【答案】B30、资料:最后,大家谈论了中国在绿色经济方面做出的杰出贡献,请根据下列资料
21、回答问题。A.One with much wealthB.One with high professional levelC.One with high social statusD.One with high reputation in academia【答案】B31、股票是股份公司发给股东的人股凭证,购买股票后,股东成为()。A.公司的债主B.企业的法人C.公司的所有者D.企业的经营者【答案】C32、行政指导和其他行政行为的最大区别在于()。A.主体不同B.目的不同C.范围不同D.是否具有法律强制力不同【答案】D33、按照资本保金的要求,企业不得用()发放股利或投资分红。A.当期利润B.留
22、存收益C.未分配利润D.股本或原始投资【答案】D34、You and I shall get a _ holiday of two and three weeks.A.respectfulB.respectiveC.respectableD.respecting【答案】B35、During her junior year of high school,Diane Rays teacher handedher a worksheet and instructed the 17-year-old to map out her futurefinancial life.Ray pretended t
23、o buy a car,rent an apartment,and applyfor a credit card.Then,she and her classmates played thestock marketgame,investing the hypothetical earnings from their hypotheticaljobs in the market in the disastrous fall of 2008.Our pretendinvestments crashed,Ray says,still frightened.We got to know how itf
24、elt to lose money.A.better studentslearning methodsB.prevent students going into debtC.help students get accepted by collegesD.make students become very wealthy【答案】B36、The first ICs were made_the early 1960s.A.inB.fromC.forD.of【答案】A37、根据宪法,下列关于“财产”的表述中,不正确的一项是()。A.我国公民依法享有私有财产的继承权B.在我国.公民享有私有财产权C.在任
25、何情况下。国家可以依法征用公民的私有财产D.在一定情况下.国家可以征收公民的私有财产【答案】C38、九华山是安徽“两山一湖”(黄山、九华山、太平湖)黄金旅游区的北部主入口、主景区。九华山是中国()教四大名山之一。A.道B.佛C.伊斯兰D.基督【答案】B39、以下哪一组织形式不属于国际经济一体化组织?()A.自由贸易区B.关税同盟C.共同市场D.北约【答案】D40、生命化学进化四个阶段不包括()。A.从有机小分子物质生成无机小分子物质B.从有机小分子物质形成有机高分子物质C.从有机高分子物质组成多分子体系D.从多分子体系演变为原始生命【答案】A41、资料:Human resource profe
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