英语四级阅读真题练习及答案.docx
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1、英语四级阅读真题练习及答案 选词填空是阅读理解部分考查的内容之一,它的设置对学生的综合阅读实力提出了更高的要求。接下来就一起共享学习啦我为大家整理的英语四级选词填空真题练习及答案吧! 英语四级阅读真题练习及答案练习一 PASSAGE ONE Insurance is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house-owner, for example, knows that his property can be damaged by fire; the ship-owner kn
2、ows that his vessel may be lost at sea; the breadwinner knows that he may die at an early age and leave his family the poorer. On the other hand, not every house is damaged by fire nor every vessel lost at sea. If these persons each put a small sum into a pool, there will be enough to meet the needs
3、 of the few who do suffer loss. In other words, the losses of the few are met from the contributions of the many. This is the basis of insurance. Those who pay the contribution are known as "insured" and those who administer the pool of contributions as "insurers". Not all risks
4、lend themselves to being covered by insurance. Broadly speaking, the ordinary risks of business and speculation cannot be covered. The risk that buyers will not buy goods at the prices offered is not of a kind that can be statistically estimated—and risks can only be insured against if they ca
5、n be so estimated. The legal basis of all insurance is the "policy". This is the printed form of contract on paper of the best quality. It states that in return for the regular payment by the insured of a named sum of money, called the "premium"(保险费) , which is usually paid every
6、 year, the insurer will pay a sum of money or compensation for loss, if the risk or event insured against actually happens. The wording of policies, particularly in marine insurance, often seems very old-fashioned, but there is a sound reason for this. Over a large number of years many law cases hav
7、e been brought to clear up the meaning of doubtful phrases in policies. The law courts, in their judgments, have given these phrases a definite and indisputable meaning, and to avoid future disputes the phrases have continued to be used in policies even when they have passed out of normal use in spe
8、ech. 26. According to this passage, insurance is possible because_. A. everyone at some time suffers loss B. only a small proportion of the insured suffer loss C. nearly everyone suffers loss D. only insured people suffer loss 27. By "the pool of contributions" the writer means_. A. money
9、paid by the insured B. money paid by the insurers C. the cost of administering insurance D. the amount of administering insurance 28. The insurance of ordinary business risks is not possible because_. A. business will not buy insurance B. the risks are too high C. the risks can not be estimated D. t
10、he premiums would be too high 29. Old-fashioned wording is sometimes used in insurance policies because_. A. insurance is old-fashioned B. insurance has existed for a long time C. it enables ordinary people to understand it D. the meaning of such wording has been agreed upon 30. The writer of this p
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