2022年四川省银行招聘之银行招聘综合知识模考考试题库完整答案.docx

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1、银行招聘之银行招聘综合知识题库一 , 单选题 (每题1分，选项中，只有一个符合题意)1、Passage 7A.awaken the conscience of officialsB.guarantee fair play in official accessC.allow for certain kinds of lobbyingD.inspire hopes in average people【答案】 B2、资料：Native ads - or ads that take on the look and feel of the content surrounding them - are t

2、aking over digital advertising.A.An overall native forecastB.Ad frequency and scalability issuesC.The forecasts for how revenues from these formats will grow over the next five yearsD.The illustrations of what factors are driving up spending on each of these ad units【答案】 A3、以下哪一项属于资本证券？（）A.基金B.支票C.汇

3、票D.提单【答案】 A4、资料：According to our research, Best Buy in China was perceived as being too expensive, with many of their products priced higher than in local markets. Why buy a Sony DVD player or Nokia phone at Best Buy when you can pay less for the exact same product at a local store？Consumers will on

4、ly be willing to pay more, like at the Apple stores, if they are buying something they cannot get elsewhere.A.IllegalB.CondemnableC.RifeD.Common【答案】 C5、A joke which was funny to American people might seem _ to Chinese.A.defenseB.fenceC.offenseD.intense【答案】 D6、在管理方格理论中，（9，1）对应的是（）领导方式。A.团队性B.任务型C.乡村俱

5、乐部型D.中庸指导型【答案】 B7、2020年2月23日，习近平在统筹推进新冠肺炎疫情防控和经济社会发展工作部署会议上表重要讲话，会议指出，疫情直接影响居民收入，再叠加物价上涨因素，部分群众基本生活面临的困难可能增多。要落实（）责任制和（）负责制，保障主副食品供应。A.“米袋子”省长“菜篮子”市长B.“米袋子”市长“菜篮子”县长C.“菜篮子”省长“米袋子”市长D.“菜篮子”市长“米袋子”县长【答案】 A8、资料：As a startup founder, my daily tasks include everything from long-term strategic planning to

6、 approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But Ive also learned that if you dont have a strategy for making time for those bigger ambitions and your truly lofty goals, theyll simply never get done. And that means y

7、ou wont make the progress thats really going to move your business forward.A.You have to be readily available in the officeB.People cannot work in a vacuumC.People in the office love helping othersD.Sometimes we have to decline colleagues requests【答案】 D9、 如果报表上有关项目的名称或金额受到限制或需要简要补充说明时，可直接采用（）。A.底注B.

8、旁注C.底表D.侧表【答案】 B10、经常项目账户的顺差意味着( ）。A.出口大于进口B.出口小于进口C.出口等于进口D.出口的增加大于进口增加【答案】 A11、资料：Actually, any sale is a gift until you get paid. But exporters are especially concerned, since their buyers might be 10,000 miles away！A.BusinessB.EconomyC.SocialD.Culture【答案】 A12、通过向投资者发行股份或受益凭证募集资金，再对各类金融产品进行组合投资的金

9、融 机构是（ ）。A.商业银行B.投资银行C.保险公司D.投资基金【答案】 D13、Henrys collection of wealth has gradually _ over the last few years.A.built upB.set upC.covered upD.doubled up【答案】 A14、国家税务总局近日印发通知，要求全国税务系统贯彻落实好各项减税降费政策，确保企业和人民群众有实实在在的获得感，提振市场信心，促进经济实现高质量发展。据介绍，国家税务总局专门设立（），负责集中受理和协调解决中小微企业涉税诉求。通知要求，各省税务机关也要指定专门部门、安排专人负责中小

10、微企业服务工作。2019年上半年，国家税务总局将以小微企业普惠性减税等政策落实情况为重点，组织开展减税降费工作督导。A.小微企业咨询点B.小微企业办事中心C.小微企业服务处D.小微企业优惠中心【答案】 C15、资料：In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency（OCC）; these are referre

11、d to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit

12、 banking, group banking and branch banking.A.The Fed banks, the State banking and group bankingB.The Fed banking, the state banking and group bankingC.Unit banking, group banking and branch bankingD.Specialized banks, group banking and unit banking【答案】 C16、The snake farmers said they had been bitten

13、, some by deadly snakes, and were saved by_of anti-venom medicine .A.injectionB.producingC.infectionD.consuming【答案】 A17、要折叠一批纸飞机，若甲单独折叠要半个小时完成，乙单独折叠需要45分钟完成。若两人一起折，需要多少分钟完成？（）A.10B.15C.16D.18【答案】 D18、材料二：2018年上半年，我国经常账户逆差1801亿元，资本和金融账户顺差4247亿元，其中，非储备性质的金融账户顺差7451亿元，储备资产增加3192亿元。A.逆差385亿美元B.顺差385亿美元C

14、.逆差951亿美元D.顺差951亿美元【答案】 B19、夏日雷雨过后，人们会感到空气特别清新，其主要原因是（ ）。A.雷雨过后，空气湿度增加B.雷雨过程中雷电导致空气中的臭氧分子增加C.雷雨过程中空气中的灰尘随雨水降落到地面D.雷雨过程中气温快速下降【答案】 B20、我国现行货币统计制度将货币供应划分为三个层次，其中M2代表（）。A.广义货币供应量B.狭义货币供应量C.流通中的现金D.储蓄状态的货币【答案】 A21、“谷贱伤农”经济现象的根源在于：农产品的需求价格弹性（）。A.小于1B.大于1C.等于1D.为0【答案】 A22、资料：From: Iris WuA.To notify him o

15、f a conference dateB.To ask him to share his marketing ideasC.To approve his international business tripD.To request that he organize a telephone meeting【答案】 D23、小刘奉命采购机器零件，一种零件的单价是500元，另一种零件的单价是700元。这两种零件小刘都买了一些，且已知单价500元的零件数量占比不足50%。这次采购，小刘一共花了7100元，则他一共购买了（）件。A.11B.13C.14D.12【答案】 A24、在银行发放贷款的情况下，

16、货币作为价值运动的独立形式从银行单方面转移到借款人，这时货币的职能是（）。A.价值尺度B.支付手段C.流通手段D.贮藏手段【答案】 B25、资料：Some companies are more creative in their use of history than others. HSBCs History Wall, a striking art installation at the banks London headquarters, is made up of 3,743 images drawn from the banks archives and arranged in ch

17、ronological order.A.He is the sole author of “Authenticity”B.He encourages firms to look for typical events from archivesC.He loves the cobalt-blue glassed of Ritz-Carlton hotel very muchD.He also believes that younger firms can use history as well【答案】 B26、假象是（）。A.由主观原因造成的对事物的错误反映B.以否定的形式表示本质的现象C.以正

18、面的形式表示本质的现象D.对客观事物的一种虚幻的反映【答案】 B27、流感是一种由流感病毒引起的常见病，流感病毒有不同的类型。现有多种流感疫苗，有人注射了一种流感疫苗后，在流感流行期间未患流感，但流感再次流行时却患了流感，这其中不可能的原因（）。A.流感病毒发生了变异B.抵抗流感病毒的抗体在体内存在时间短C.流感病毒使人的免疫系统受损D.流感病毒与注射的疫苗是不同类型【答案】 C28、高通胀下的GDP增长将导致金融市场行情（ ）。A.上升B.下跌C.不变D.都有可能【答案】 B29、 所有者权益是企业投资人对企业净资产的要求权，在数量上所有者权益等于（）。A.全部资产扣除流动负债B.全部资产扣

19、除长期负债C.全部资产加上流动负债D.全部资产扣除全部负债【答案】 D30、上海证券交易所上市交易的某只股票，2009年末的每股税后利润为0. 2元，市场利率为2.5%。A.20B.40C.60D.80【答案】 B31、关于企业利润构成，下列表述不正确的是（）。A.企业的利润总额由营业利润、投资收益和营业外收入三部分组成B.营业成本=主营业务成本+其他业务成本C.利润总额=营业利润+营业外收入-营业外支出D.净利润=利润总额-所得税费用【答案】 A32、Passage2A.the uses of life preserversB.the design of life preserversC.t

20、he materials for life preserversD.the buoyancy of life preservers【答案】 B33、You must have the experience that your voice（）on the telephone.A.distortedB.irregularC.twistedD.deformed【答案】 A34、He didnt tell the truth.That reason could not（）his absence from school.A.take into considerationB.account forC.ma

21、ke outD.make up for【答案】 B35、Passage 4A.Alex Taw is an American millionaireB.Alex Taw will graduate from universityC.Alex Taw doesnt work hardD.Alex Taw was not rich before【答案】 D36、一个立方体随意翻动，每次翻动朝上一面的颜色与翻动前都不同，那么这个立方体的颜色至少有几种？（）A.3B.4C.5D.6【答案】 A37、The only decent hotel in town had hung out a “Full H

22、ouse” sign, so their only choice （ ） at a small inn.A.is to put upB.has been to put upC.will be put upD.was to put up【答案】 D38、下列关于外汇说法中不正确的是（）。A.外汇是以外国货币表示的，必须具有充分的可兑换性，能够自由地兑换成其他国家的货币或者其他信用工具进行多边支付B.外汇是非主权货币，通常各国政府允许外国货币作为本国市场的计价和结算货币，但不允许外国货币在本国境内流通和使用C.外汇必须是在国外能得到补偿的债权，具有可靠的物质偿付保证D.外汇必须是各国普遍接受的支付

23、手段和可用作对外支付的金融资产【答案】 C39、Passage3A.from one side of a dish to the otherB.from the other side of the dishC.with their fingersD.with their spoons【答案】 C40、下列不属于企业经济利益流入的是（）。A.销售收入B.租金收入C.为第三方代收的款项D.投资收入【答案】 C41、我国企业国内发行债券所筹集的资金可用于( ）。A.固定资产投资B.房地产买卖C.股票交易D.期货交易【答案】 A42、_to the Olympics opening ceremony

24、is considered as Dylans greatest honor by far.A.Being invitedB.Be invitedC.InvitingD.Invited【答案】 A43、An entrepreneurs product or service must sound _ and marketable, enough to convince people to become investors.A.sustainableB.feasibleC.probableD.eligible【答案】 B44、We have data mining and loading tool

25、s for both maintenance task data and component data, which means a considerable _ in implementation time.A.stopB.savingC.consumptionD.economy【答案】 B45、_workers are often rewarded with higher salaries and other benefits.A.ConscienceB.ConsciousnessC.ConscientiousD.Conscious【答案】 C46、资料：Our goal with the

26、 new MacBook was to do the impossible: engineer a full-size experience into the lightest and most compact Mac notebook ever. That meant reimagining every element to make it not only lighter and thinner but also better. The result is more than just a new notebook. Its the future of the notebook. And

27、now, with sixth-generation Intel processors, improved graphics performance, faster flash storage, and up to 10 hours of battery life. MacBook is even more capable.A.Bigger screenB.Faster flash storageC.Longer battery lifeD.Clear representation【答案】 A47、资料：Dream is a story that a person watches or eve

28、n takes part in during sleep. Dream events are imaginary, but they are related to real experiences and needs in the dreamers life. They seem real while they are takingplace. Some dreams are pleasant, others are annoying, and still others are frightening. Everyone dreams, but some persons never recal

29、l dreaming. Others remember only a little about a dream they had just before awakening and nothing about earlier dreams. No one recalls all his dreams.A.deprives people of a good sleepB.makes people always restlessC.disturbs peoples lifeD.is beneficial to people【答案】 D48、If you（）to book a meeting roo

30、m,please see Ms.Liu at the front desk.A.have likedB.were likedC.would likeD.had liked【答案】 C49、如果将一国货币币值的提高定义为升值，那么，对该国来说，将导致（）。A.直接标价法汇率数值将减小，间接标价法汇率数值将减小B.直接标价法汇率数值将减小.间接标价法汇率数值将增大C.直接标价法汇率数值将增大，间接标价法汇率数值将减小D.直接标价法汇率数值将增大，间接标价法汇率数值将增大【答案】 B50、贾某赴新加坡出差，行前到交通银行兑换500新加坡元，这时银行使用的价格是（）。A.钞买价B.汇卖价C.汇买价D.

31、钞卖价【答案】 B51、规定外国公使可以进驻北京的不平等条约是（ ）。A.天津条约B.北京条约C.马关条约D.辛丑条约【答案】 A52、资料：Even as rich countries seek to rid workplaces of subtle gender bias, in many developing ones discrimination remains overt. According to the World Bank, women are barred from certain jobs in 104 countries.（1）A.In developing countr

32、ies, the gender discrimination in work field is spreading to more countriesB.Due to work restrictions, women cannot work in some tough industriesC.Women appreciate being treated as weaker sex in some countries so as to bear childrenD.Lifting restrictions on a list of dangerous jobs can help to solve

33、 the problem of inequality in work【答案】 B53、资料：Britain is facing a “crisis of fatherlessness” in which almost half of all children born today will not be living with both parents by the time they are 15, the new chief executive of the thinktank founded by Iain Duncan Smith has warned.A.preferential p

34、olicies for the poorer childrenB.more comprehensive research into its causesC.headteachers good at inspiring talented childrenD.solutions to the conflict in the education sector【答案】 C54、May is as（）as a peacock and always wants to be the center.A.beautifulB.smartC.slenderD.vain【答案】 D55、资料：Acknowledgi

35、ng that so-called cloud computing will blur the distinctions between computers and networks, about two dozen big information technology companies plan to announce a new standards-setting group for computer networking. The group, to be called the Open Networking Foundation, hopes to help standardize

36、a set of technologies pioneered at Stanford and the University of California, Berkeley, and meant to make small and large networks programmable in much the same way that individual computers are.A.harmonizeB.complyC.integrateD.conform【答案】 A56、资料：之后，经济学家Mr.X展望了中欧之间的商业机遇，请根据下列资料回答问题。A.Hiring a local a

37、gent or 3PQ is most convenientB.Agents charge high pricesC.One should inspect the factories personallyD.Visiting a factory requires applications【答案】 A57、北京时间2019年2月10日，中国选手（）在起跑出现了失误的情况下跑出了7秒63，夺下了美国Don Kirby邀请赛男子60米栏冠军，并创造了本赛季亚洲男子60米栏的最好成绩。A.谢文骏B.谢震业C.苏炳添D.武大靖【答案】 A58、下列选项中，对古文化常识描述错误的是（ ）。A.古称兄弟间的

38、老大为“伯”，古代兄弟间以伯、仲、叔、季为排行顺序，古人常在字前加排行次序，如“伯离”、“仲尼”、“叔向”、“季路”等B.垂髫是古时对60岁以上老妇人的别称，髫是指老人轻软披散的头发C.古代位居方向有尊卑之称，如南向为胜、尊，以北向为败、卑；以东为主为首，以西为从为次。后渐以“东家”为主人的代称D.蛾眉,亦作“娥眉”，古代美女的代称，“蛾眉”本为女子长而美的眉毛，代指女子美貌，进而代称美女【答案】 B59、下列说法不正确的是（ ）。A.鲁迅是中国现代文学的奠基人B.郭沫若的女神是现代文学史上第一篇白话文C.田汉是中国现代戏剧的奠基人D.巴金是现代家族小说的开拓者【答案】 B60、下列行业中最接

39、近于完全竞争模式的是（）。A.飞机制造业B.烟草业C.日用小商品制造业D.汽车制造业【答案】 C61、多媒体处理的信息是（ ）。A.模拟信号B.数字化信息C.电视信息D.网络信息【答案】 B62、与十六进制数CD等值的十进制数是（）。A.204B.205C.206D.203【答案】 B63、甲股票的每股税后盈利为1元，市盈率水平为15,估算该股票的发行价格为（）元。A.13B.15C.20D.25【答案】 B64、资料：Above the line promotion uses mass media such as the press,radio,television,cinema or po

40、ster sites. This type of promotion is usually paid for. Each of the possible media methods can be used to target audiences in different market segment. There are both strengths and drawbacks to these forms of media:A.by registering their support on the internetB.by applying for a job in UNISONC.by d

41、istributing newspaper adverts to people in the communityD.all above【答案】 A65、下面的数字中表现出一定的逻辑，170，120，82，48，（），你认为应该填入数列最合适的数字是？（）A.38B.36C.28D.26【答案】 D66、资料：No matter how carefully you pick the members on your team,you may still end up with a negative employee.These workers dont necessarily fall into

42、the category of “toxic,”but theyre just kind of a drag with their cynical, pessimistic worldview.If you re dealing with a negative employee,here are 3 steps to take.A.low incomeB.Family stressC.heavy workloadD.Unsatisfacation at the office environment【答案】 B67、 下列有关人民币清算的说法中，正确的是（）。A.系统内与账户行结合的清算B.借助

43、于账户行的联行清算C.系统内的应收应付的联行清算D.借助于账户行的实收实付的清算【答案】 C68、OPEC holds meetings frequently so as to regulate the outp of _ oil.A.firstB.crudeC.originalD.primary【答案】 B69、 当事人订立合同有书面形式、口头形式和其他形式。其中，电子邮件属于（）。A.书面形式B.口头形式C.推定形式D.其他形式【答案】 A70、要搜索用户所需要的文件或文件夹，又记不清完整文件名，可以使用“（）”通配符代替文件名中的一个字符，或者使用“（）”通配符代替文件名中的任意字符。A

44、.？；*B.*；？C.&；*D.$；？【答案】 A71、Passage 9A.read a text slowlyB.read without thinking hardC.interpret a text in their own wayD.concentrate on the meaning of words only【答案】 D72、一位专家表示，如果疫情发生在一个中小城市，而不是这样的核心城市，当地政府不会如此紧张，担心引发城市的舆论危机和社会危机，也就会降低控制舆论的风险，从而采取有效措施来处理。同时，各方面对于中小城市的各种资源供给也会充裕，而且各种救助措施也会针对较少的人口而更为

45、简洁和有效。A.大城市的管理难度比中小城市更大，特别是在暴发疫情的时候B.建议改变过去发展核心城市的策略，鼓励中小城市发展C.比起大城市，中小城市暴发疫情后的防控工作会更为简单有效D.疫情发生在中小城市的话，当地政府就不会紧张【答案】 C73、红娘最早成名是在王实甫的（）。A.西厢记B.小桃红C.滚绣球D.桃花亭【答案】 A74、Many of those that are prosecuted and sentenced and end_in a jail are subsequently freed or simply walk out the door as there are prisons in Congo that simply do not have doors.A.downB.offC.upD.beyond【答案】 C75、_of the twins has passed the examination.A.NeitherB.EveryC.AllD.Both【答案】 A76、资料：What attracts customers? Obviously the quality of a product does, but visual images contribute a great deal. It is not only the image provided b