2022年江西省银行招聘之银行招聘综合知识点睛提升考试题库附解析答案.docx

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1、银行招聘之银行招聘综合知识题库一 , 单选题 (每题1分，选项中，只有一个符合题意)1、I think I had at least a billion tests,including（）in which they cut out a piece of muscle from my leg and looked at it under a microscope.A.thatB.the oneC.itD.one【答案】 D2、我国银行间外汇市场的调控者是（ ）。A.国家外汇管理局B.中国人民银行C.中国外汇交易中心D.证监会【答案】 B3、 银行汇票持票人未在代理付款行开户的，原持票人需要一次或

2、分次转账支付的，应由其填制支款凭证，并交验本人身份证件。其会计分录为( )。A.借：存放联行款项(联行往账) 贷：应解汇款一一持票人户B.借：应解汇款一一原持票人户 贷：现金C.借：应解汇款一一原持票人户 贷：科目一一户D.借：现金 贷：应解汇款一一持票人户【答案】 C4、资料：Desktop Support for Private Equity Firm in MidtownA.LaptopB.Mobile phoneC.RadioD.Printer【答案】 C5、Its too（）to do the bungee jumping from the cliff.A.residentialB.

3、remoteC.riskyD.ridiculous【答案】 C6、“只要有信心，黄土变成金”所蕴含的的哲理是（）。A.意识对物质具有能动的反作用B.意识活动本身可以改变客体C.人们的精神活动依赖于物质活动D.社会意识决定社会存在【答案】 A7、资料：Business,academic and civic leaders in Cambridge have warned that one of Britains major economic growth cities is under threat unless the government acts quickly to restore tr

4、ust post-Brexit.A.To create more job positions for foreign talentsB.To comfort existing foreign talentsC.To attract new talentsD.To stimulate local economy【答案】 B8、资料：No credit，bad credit Hear the terms often enough and they can blur together.These credit statuses arent one and the same，though.A.Next

5、 steps to take for people in different categoriesB.How no credit and bad credit are differentC.How no credit and bad credit are similarD.All the above have been discussed in the passage【答案】 D9、我国首家金融衍生品交易所是( ）。A.上海期货交易所B.中国金融期货交易所C.大连商品交易所D.深圳证券交易所【答案】 B10、The fast-growing Chinese market has been a

6、source of_opportunities for businesses。A.considerableB.consideringC.consideredD.considerate【答案】 A11、Two years ago,Rupert Murdochs daughter,Elisabeth,spoke of the“unsettling dearth of integrity across so many of our institutions”.Integrity had collapsed,she argued,because of a collective acceptance t

7、hat the onlysorting mechanismin society should be profit and the market.Butits us,human beings,we the people who create the society we want,not profit.A.The quality of writings is of primary importanceB.mmon humanity is central to news reportingC.Moral awareness matters in editing a newspaperD.Journ

8、alists need stricter industrial regulations【答案】 C12、The companys profits are_to hit their peak in the next quarter mainly due to the release of its new line of clothing.A.forecastB.forecastingC.to forecastD.will forecast【答案】 A13、我国习惯上将年息、月息、日息都以“厘”作单位，但实际含义却不同，若年息8厘，月息 6厘，日息3厘，则分别是指（ )A.年利率为8%，月利率为6

9、%，日利率为B.年利率为8%，月利率为6%，日利率为3C.年利率为8%。，月利率为6，日利率为3D.年利率为8%，月利率为3，日利率为0. 33【答案】 D14、Could you tell me what time the train leaves Hefei for Beijing? 一Im afraid you need to _on the internet.A.look for itB.look at itC.look it overD.look it up【答案】 D15、生产价格形成的前提条件是（）。A.平均利润的形成B.利润率的形成C.剩余价值的形成D.超额利润的形成【答案】

10、A16、（1）电报、电话、广播、电视机问世之初都曾被认为会引发灾难，现在又轮到智能手机等移动设备了。家长们担心，移动设备会使青少年远离社会，不与其他人交往。既然之前的新技术已经被证明是无害的，人们为什么要担忧呢？A.新技术对于成年人来说并不需要B.孩子的好奇心比成年人大C.成年人总是会担心末知因素对下一代的影响D.新技术大多都是针对下一代人而推出的【答案】 D17、资料：No credit，bad credit Hear the terms often enough and they can blur together.These credit statuses arent one and t

11、he same，though.A.will probably loan money bad-credit people as they still have open accountsB.will probably loan money no-credit people as they havent made any financial mistakesC.wont risk loaning money or extending credit to no-credit person or bad-credit personD.None of above【答案】 C18、资料：According

12、 to our research, Best Buy in China was perceived as being too expensive, with many of their products priced higher than in local markets. Why buy a Sony DVD player or Nokia phone at Best Buy when you can pay less for the exact same product at a local store？Consumers will only be willing to pay more

13、, like at the Apple stores, if they are buying something they cannot get elsewhere.A.Best Buys failure in ChinaB.Chinese local retailers reason for successC.Overseas retailers struggle in the Chinese marketD.The development of retail industry in China【答案】 A19、下列不属于大额可转让定期存单特点的是（）。A.不记名转让流通B.必须到期方可提取

14、本息C.期限短，一般在一年以内D.进入市场的主体有严格的限制【答案】 D20、_ you return after the rental counter closes for the evening, place your vehicles keys in the night return slot.A.Because ofB.As a consequenceC.In the event thatD.Prior to【答案】 C21、Passage 2A.Americans prefer to address each other formallyB.Newly arrived student

15、s often get lost in the cityC.Host families come from educated backgroundsD.Students will depend on the host family to settle in【答案】 D22、根据巴塞尔协议的规定，以下属于商业银行核心资本的是（ )。A.中期优先股B.损失准备C.附属机构的少数股东权益D.可转换债券【答案】 C23、In 1913, the states passed the Sixteenth Amendment _ the Constitution.A.withB.forC.toD.at【答案

16、】 C24、Clarkson Library will be closed for renovations from May 3 to July 15, _ which time the collection will not be open to the public.A.withB.betweenC.duringD.while【答案】 C25、Passage 1A.forecasts on the emerging economy have changedB.the optimism of the IMF relies on its hopes for the rich worldC.th

17、e IMF believes GDP in Britain will grow by 2%D.IMFs forecasts on the world economy are always perfect【答案】 C26、资料：THOMAS WILSONA.screening callsB.managing calendarsC.photocopying documentsD.organizing offices for efficiency【答案】 C27、下列哪个选项不在世界四大文明古国之列？（ ）A.巴比伦B.雅典C.埃及D.印度【答案】 B28、把生产资本分为固定资本与流动资本，其依据是

18、（ ）。A.在生产过程中不同的价值转移方式B.在生产过程中不同的物质存在形态C.不同部分在剩余价值生产中的不同作用D.不同部分的不同运动速度【答案】 A29、资料：Large industrialized are now in a recession. What are the prospects for economic recovery?A.deficitB.surplusesC.declineD.recession【答案】 A30、资料：Samsungs Notebook 7 Spin is a stylish，versatile work machine with power to s

19、pare.The 2-in-1 notebooks performance is impressive，and its versatile folding design is legitimately useful.Unfortunately，the systems shallow keyboard and lackluster battery life curtail its productivity potential a bit.A.To talk about Notebook 7s weak pointsB.To introduce other Samsung productsC.To

20、 discuss other notebooks in the marketD.To explain touch-screen apps【答案】 C31、In the dark street,there wasnt a single person_she could turn for help.A.thatB.whoC.from whomD.to whom【答案】 D32、资料：Britain is facing a “crisis of fatherlessness” in which almost half of all children born today will not be li

21、ving with both parents by the time they are 15, the new chief executive of the thinktank founded by Iain Duncan Smith has warned.A.tend to overlook the importance of parentingB.help to prevent children from committing a crimeC.are not indispensable in the growth of their childrenD.improve kidsdevelo

22、pment of cognitive skills【答案】 C33、 Theres an_food shortage and many farmers will miss the winter cropping season.A.enormousB.immenseC.acuteD.urgent【答案】 C34、商业银行新的业务运营模式的核心是（ ）。A.督导责任制B.设综合窗口C.前后台分离D.全方位立体化【答案】 C35、 依据法律规定不得向关系人发放（）。A.抵押贷款B.信用贷款C.中期贷款D.长期贷款【答案】 B36、资料：FAST cars whizz around，malls are

23、 full of expensive luxuries and cranes dominate the skyline.But scratch the shimmering surface of the Gulf and you soon find countries hurting from the low oil price，currently around $40 a barrel.Growth is slowing and unemployment is rising.Policy makers even dare utter a three-letter“t” word until

24、recently taboo：tax.A.Other GCC states will start economic reform in the way Dubai has doneB.Negative outlook might remain for GCC countries government financial conditionC.Oil price will hardly rise in the foreseeable futureD.Oil revenue accounts for 85% of Qatars government income【答案】 B37、关于维生素，下列说

25、法正确的是（）。A.缺乏维C可致佝偻病B.维A有助于视力和免疫力C.维E有助于凝血并强健骨骼D.维D促进骨骼生长和重构，防止败血病【答案】 B38、资料：Elizabeth Blackwell was born in England in 1821, and moved to New York City when she was ten years old. One day she decided that she wanted to become a doctor. That was nearly impossible for a woman in the middle of the nin

26、eteenth century.After writing many letters asking for admission （录取） to medical schools, she was finally accepted by a doctor in Philadelphia. She was so determined that she taught school and gave music lessons to get money for the cost of schooling.A.She wrote too many lettersB.She couldnt graduate

27、 from medical schoolC.She was a womanD.She couldnt set up her hospital【答案】 C39、资料：Imagine you went to a restaurant with your girlfriend, had a burger, paid with a credit card, and left. The next time you go there, the waiter or waitress, armed with your profile data, greets you with, “Hey Joe, how a

28、re you？ Mary is over there in the seat you sat last time. Would you like to join her for dinner again？” Then you find out that your burger has been cooked and placed on the table. Forget the fact that you are with another date and are on a diet that doesnt include burgers.A.show the good services of

29、fered in some web restaurantsB.criticize some restaurants for the poor servicesC.show the Internets ability to collect data on youD.prove the incredible power of the Internet to change your diet【答案】 C40、财务管理的核心环节是（ ）。A.规划和预测B.财务预算C.财务决策D.财务控制【答案】 C41、This year, the figures are 27 percent and 53 perc

30、ent _.A.respectivelyB.respectlyC.respectingD.respect【答案】 A42、我国企业国内发行债券所筹集的资金可用于( ）。A.固定资产投资B.房地产买卖C.股票交易D.期货交易【答案】 A43、 下列内容中，不属于记账凭证的审核内容的是（）。A.凭证是否符合有关的计划和预算B.会计科目使用是否正确C.凭证的金额与所附原始凭证的金额是否一致D.凭证的内容与所附原始凭证的内容是否一致【答案】 A44、影响汇率变动的长期原因不包括（ ）。A.国的国际收支状况B.经济发展状况C.通货膨胀差异D.利率差异【答案】 D45、In 17th-century En

31、gland, astronomy provided methods of keeping_of time that were especially useful for accurate navigation.A.investigateB.traceC.checkD.track【答案】 D46、中国证监会根据国务院的授权,依法对（ ）实施监督管理。A.证券业B.信托业C.基金业D.租赁业【答案】 A47、资料：MemoA.She is the owner of a financial sevices companyB.She has published several booksC.She h

32、as experience running a businessD.She teaches management courses at a university【答案】 C48、资料：For nearly a century, Hilton Worldwide has offered business and leisure travelers the finest in accommodations, service, amenities and value.A.CelebritiesB.Royal familiesC.Businessmen and touristsD.Rich peopl

33、e【答案】 C49、人民法院对非诉案件的审査标准是（ ）。A.被申请执行的具体行政行为是否违法B.被申请执行的具体行政行为是否明显违法C.被申请执行的具体行政行为是否会损害被执行人的合法权益D.被申请执行的具体行政行为是否明显违法且损害被执行人的合法权益【答案】 D50、流动性资产是指（ ）个月内变现的资产。A.1B.2C.6D.12【答案】 D51、下列反映国民经济发展的指标中，属于数量指标的是（ ）。A.国内生产总值B.人均国内生产总值C.国内生产总值增长速度D.国家财政收人占国内生产总值的比重【答案】 A52、Passage 4A.build up their confidence at

34、 schoolB.find work experience opportunitiesC.improve their social skills for the futureD.play an active role in the change of society【答案】 D53、材料一：为进一步支持实体经济发展，优化流动性结构，降低融资成本，中国人民银行决定下调金融机构存款准备金率1个百分点，其中，2019年1月15日和1月25日分别下调0.5个百分点。同时，2019年一季度到期的中期借贷便利（MLF）不再续做。这样安排能够基本对冲今年春节前由于现金投放造成的流动性波动，有利于金融机构继续

35、加大对小微企业、民营企业支持力度。A.库存现金+商业银行在中央银行的存款B.法定存款准备金率库存现金C.法定存款准备金率存款总额D.存款准备金-法定存款准备金【答案】 C54、The fire caused a lot of _to the building and factory machinery.A.damageB.harmC.injuryD.wound【答案】 A55、中央银行票是中国人民银行面向全国银行间债券市场成员发行的、期限一般在（）以内的中短期债券。A.六个月B.一年C.两年D.三年【答案】 D56、资料：Business,academic and civic leaders

36、in Cambridge have warned that one of Britains major economic growth cities is under threat unless the government acts quickly to restore trust post-Brexit.A.The immediate action of the British governmentB.continuation of free labor movements from EU countriesC.An increase in the foreign talents wage

37、sD.New policies that protects foreign talents rights【答案】 C57、物价上涨率和失业率是成（）。A.有联系但不确定B.正相关C.负相关D.无相关【答案】 C58、资料：Taikong City was founded by the dormuns about 50 AD.Its name is derived from a Cethic worldwhich means the piece of the bold one.After they invaded Bliton in 43 AD the Dormons built a bridg

38、e across the Themas River.They later decided it was an excellent place to built a port.The water was deep enough for ocean going ships but it was far enough inland to be safe from other raiders.Around 50 AD Dormons merchants built a town by the bridge.So Taikong City was born.A.Queen Boudia made gre

39、at contribution to Taikong CityB.It was not until the middle of the 3rd century that the bastions were built on the stone wallsC.By the end of the 2nd century.most people lived in the wooden housesD.缺【答案】 B59、2019年12月31日，A公司涉及的一项未决诉讼预计很可能败诉。若败诉，A公司需承担诉讼费20万元并支付赔款400万元，但基本确定可从保险公司获得补偿80万元。2019年12月31日

40、，A公司因该项目诉讼应确认的预计负债的金额为（）万元。A.320B.340C.400D.420【答案】 D60、Before starting to write effect analysis essay, one should_between cause and effect.A.disguiseB.distinguishC.diminishD.derive【答案】 B61、我国银行间外汇市场的调控者是（ ）。A.国家外汇管理局B.中国人民银行C.中国外汇交易中心D.证监会【答案】 B62、柯达公司是世界上著名的影像产品及相关服务的生产和供应商。面对市场技术的不断革新，柯达公司满足现状没有及

41、时进行技术更新，直到2003年，柯达才宣布全面进军数码产业。最终柯达公司陷入退市困境，体现了管理学中的（）。A.二八法则B.长板法则C.青蛙法则D.木桶法则【答案】 C63、Passage 2A.Challenges facing European regulatorsB.A new regulation in Europe that opens banks to competitionC.The solutions to the flawed banking system in EuropeD.A looming threat to customersprivate bank data【答案

42、】 B64、微观经济学要解决的核心问题是（）。A.资源的配置B.资源的利用C.资源的用逢单一D.国民收入决定【答案】 A65、The story reaches its _ in chapter ten.A.tallinessB.heightC.climaxD.top【答案】 C66、 顺达公司为增值税一般纳税企业，其向银行申请一笔流动性贷款，银行工作人员在对其报表数据调查以后了解到该公司发生如下经济业务，请判断以下问题：A.由于管理不善造成的存货净损失计人管理费用B.以存货抵偿债务结转的相关存货跌价准备冲减资产减值损失C.为特定客户设计产品发生的可直接确定的设计费用计入相关产品成本D.非正常

43、原因造成的存货净损失计入营业外支出【答案】 B67、资料：Word of Mouth promotion is based on the principle of pull marketing.A.that the customers dont enjoy the drinkB.that the campaign is made regularlyC.that the customers always see the coverage of the company in magazinesD.all above【答案】 A68、资料：Its almost considered sacrileg

44、ious today to leave work at the end of your workday or（for shame！）on a Friday and simply not check your work email again until you return the office during normal working hours。A.They are inconsistent about the attitude toward after hours emailsB.They both push the employees to be available all the

45、timeC.They are consistent about the attitude towards after hours emailsD.They both dont mean to stress the employees out【答案】 A69、阅读理解A.a humanistB.a pantheistC.a nuclear physicistD.a doctor of medicine【答案】 A70、It is a widely agreed point of view that the （ ）of policies to conserve energy nationwide

46、will inevitably involve personal sacrifice.A.implementationB.manifestationC.demonstrationD.expedition【答案】 A71、 It provides that no state may “_any person of life, liberty or property, without due process of law.”A.depriveB.deriveC.dispatchD.discharge【答案】 A72、Passage 10A.give their parents some free timeB.make their parents more cr