银行招聘考试考试题目下载9节.docx

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1、银行招聘考试考试题目下载9节银行招聘考试考试题目下载9节 第1节研究发现，试管婴儿的出生缺陷率约为9%，自然受孕婴儿的出生缺陷率约为6. 6%。这两部分婴儿的眼部缺陷比例分别为0.3%和0.2%，心脏异常比例分别为5%和3%，生殖系统缺陷的比例分别为1.5%和1%。因而可以说明，试管婴儿技术导致试管婴儿比自然受孕婴儿出生缺陷率高。以下哪项如果为真，最能质疑该结论？（）A.试管婴儿要经过体外受精和胚胎移植过程，人为操作都会加大受精卵受损的风险B.选择试管婴儿技术的父母大都有生殖系统功能异常，这些异常会令此技术失败率增加C.试管婴儿在体外受精阶段可以产生很多受精卵，只有最优质的才被拣选到母体进行孕

2、育D.试管婴儿的父母比自然受孕婴儿的父母年龄大很多，父母年龄越大，新生儿出生缺陷率越高答案：D解析：题干中的论点是“试管婴儿技术导致试管婴儿比自然受孕婴儿出生缺陷率高”。D项属于另有他因，说明“试管婴儿比自然受孕婴儿出生缺陷率高”不是“试管婴儿技术”的原因，而是“父母年龄大”。所以，本题的答案为D。外币“外汇买卖”科目金额折算为本币后与人民币“外汇买卖”科目余额同时去掉后，会影响资产负债表的平衡关系。（）答案：错解析：.外币“外汇买卖”科目金额折算为本币后与人民币“外汇买卖”科目余额是相等的，且在不同的方向，因此同时去掉后不会影响资产负债表的平衡关系。 05，7，11，13，（ ）A. 15

3、B. 17 C. 19 D. 21答案：B解析：该数列是一个连续质数数列。Each man and woman must sign _ full names before entering the examination room.A.hisB.herC.theirD.ones答案：C解析：本题考查代词。题目意为“所有人，不论男女，在进入考场前必须签上完整的名字。”A、B选项不能指代另一性别，排除；D选项one指代带不定冠词的单数可数名词，这里是eachand形式，应该作为复数。考点代词西方国家专门为经济开发提供投资性贷款的专业银行是（） 。A、抵押银行 B、开发银行 C、投资银行 D、贴现银

4、行答案：B解析：开发银行(Development bank)是专门为经济开发提供投资性贷款的专业银行抵押是担保的一种方式，根据物权法，下列说法正确的是（ ）。A.债权人不占有债务人或第三人用于抵押的财产B.债权人任何时候都无权就抵押财产优先受偿C.抵押需将财产移交给债权人，一旦债务人不能履行到期债务，可直接用于清偿D.抵押财产的使用权归债权人所有答案：A解析：抵押是指债务人或第三人不转移对可抵押财产的占有，将该财产作为债 权的担保。债务人不履行到期债务时，债权人有权依法以该财产折价或以拍卖、变卖该财产的 价款优先受偿。抵押财产的使用权仍归债务人所有。银行招聘考试考试题目下载9节 第2节将以下5

5、个句子重新排列组合：宋代新唐书音调云：“京口在润州城东北甘露寺侧。”这也就是李白丁督护歌中所描绘的“万人凿磐石，无由达江浒”的施工场面。而要开辟一条通京口的新漕路却是十分艰辛的。甘露寺正位于北固山，所以移徙这段漕路，势必要紧贴着北固山下与山根的顽石打交手战，这样的工程自非一日之功。瓜渊浦成为便利的津渡是由于它正对南岸江边的京口，而京口的漕路是在开元二十五年齐浣迁润州后才兴修的，换句话说，旧漕路原来并不通京口。排列组合最连贯的是（）。A.B.C.D.答案：A解析：由的“所以迁徙这段漕路”中的“这”可知不做首句，排除B、C。剩下选项A、D，根据文段的思路可知口漕路原来并不通京口，通京口的漕路是后来

6、开辟的，因此应紧跟之后，故本题选A。“做蛋糕”与“分蛋糕”是经济社会面临的最基本问题之一。既要把“蛋糕”做大，又要把“蛋 糕”分好,“蛋糕”分得不合理，会影响人们把“蛋糕”做大的积极性。上述材料要求我们必须（ ）。A.正确处理集体与个人的关系B.正确处理效率与公平的关系C.正确处理发展生产与保障基本生活的关系D.正确处理速度与效率的关系答案：B解析：把“蛋糕”做大，强调的是效率；把“蛋糕”分好，强调的是公平。所以选B。（）在规模、范围以及期限灵活性上都大大超过了其他信用形式，在信用领域居于主导地位。A.银行信用B.商业信用C.国家信用D.消费信用答案：A解析：现代信用形式中，商业信用和银行信用

7、是两种最基本的信用形式。商业信用是指企业之间在买卖商品时，以商品形式提供的信用。其典型形式是由商品销售企业对商品购买企业以赊销方式提供的信用。银行信用是银行或其他金融机构以货币形态提供的信用。银行信用是伴随着现代资本主义银行的产生，在商业信用的基础上发展起来的一种间接信用。银行信用在规模上、范围上、期限上都大大超过了商业信用和其他信用形式，成为现代经济中最基本的占主导地位的信用形式。第43题答案是_A.withdrawB.discloseC.reimburseD.answer答案：B解析：A“withdraw”撤回，B“disclose”公开，阐明，C“reimburse”偿还，D“answe

8、r”答复，答应。大山中学所有骑自行车上学的学生都回家吃午饭因此有些家在郊区的大山中学的学生不骑自行车上学为使上述论证成立。以下哪项关于大山中学的断定是必须假设的?（）A.骑自行车上学的学生家都不在郊区B.回家吃午饭的学生都骑自行车上学C.家在郊区的学生都不回家吃午饭D.有些家在郊区的学生不回家吃午饭答案：D解析：题干中的大项是“骑自行车上学”，小项是“家在郊区的学生”，中项是“回家吃午饭”。题干中的已有前提包含大项“骑自行车上学”所以需要的另一个前提应该包括小项“家在郊区的学生”，A、B两项错误。D项真包含于C项，将D项代入即可推出结论。题干问的是必须假设的，故正确答案是D。古汉语中的“三五之

9、夜，明月半墙”中的“三五”是指（ ）。A.每隔三五天 B.阴历每月初五 C.阴历每月初八 D.阴历每月十五答案：D解析：古汉语中，如果有并举两数，那么就以其乘积表现。如“三五之夜，明月半墙。” （项脊轩志）。“三五”之积为十五，“三五之夜”指阴历每月十五的月圆之夜。同样，“年方二八”，“二八”即十六岁的花季年龄。银行招聘考试考试题目下载9节 第3节人事行政管理事务中的计划和组织的中心内容和主要任务是（ ）。A.对行政人员进行合理的使用和积极开发B.对行政人员进行合理的奖励和惩罚C.对行政系统的人才需求和可供选拔的人才资源之间的关系实行宏观调控D.将有关行政人员管理制度落到实处答案：C解析：人事

10、行政管理事务中的计划和组织的中心内容和主要任务是对行政系统 的人才需求和可供选拔的人才资源之间的关系实行宏观调控。资料：Demystifying how social and human-like robots work is vital so that we can understand and shape how they will affect our future, Dr Hatice Gunes will tell the Hay Festival next week. (1)Fear mongering and myth-making about human-like and so

11、cial robots is stopping us from engaging with the technology behind them and having an input into how theyand weevolve, says Hatice Gunes, Associate Professor at University of Cambridges Computer Laboratory. (2)Dr Gunes will be speaking about her research at the Hay Festival on 1st June and says we

12、need to move beyond sensationalist portrayals of human-like robot. Her Hay talk will centre on human robot interaction HRI and how it can be used for our benefit, for instance, for helping children with autism learn how to read expressions and to stimulate the senses of elderly people in care. (3)Dr

13、 Gunes will outline how HRI works. She says it has to be believable in order to be effective. That means robots appearance is very important. This is what has driven the development of humanoid robots with arms and aspects of a human face which can behave in a human-like way, for instance, moving th

14、eir arms, legs and eyes. However, more important than appearance is their behaviour and emotional expressivity. Dr Gunes refers to the way we relate to Disneys animated characters. “People believe in them because they can portray emotion,” she says. (4)To achieve expressivity requires an understandi

15、ng of how human emotions are portrayed and triggered. Scientists have been working on artificial emotional intelligence which enables new technology such as embodied agents and robots to both express and detect emotions, understanding non-verbal cues. Dr Gunes cites the work of Charles Darwin on the

16、 visual nature of emotions and how they can be mapped to various changes in facial expressions. (5)Her research investigates how humanoids can be programmed not only to extract and respond to facial clues to emotions, but also to understand the context in which those emotions are expressed. That mea

17、ns they will be able to offer a response that is sensitive to specific contexts. (6)Will robots ever be able to have emotions themselves though? Dr Gunes says there is no reason why not and questions what emotions are. The process of working with robots on artificial emotional intelligence unpicks t

18、he nature of our emotions, showing them to be a layering of different goals, experiences and stimuli. (7) Another area which scientists are looking at in their quest to improve humanoids believability is personality. Dr Gunes has done a lot of work on personality in telepresence robotics, robots con

19、trolled remotely by a humana kind of 3D avatar. These can be used in many ways, for instance, by medical staff to offer remote home care. The medical person can be based anywhere and operate the robot through a virtual headset. Dr Gunes is interested in how people react to the teleoperator (the huma

20、n controlling the robot remotely) who is present in robot form. Once again, both the robots physical appearance and behaviour are important and research shows that their personality needs to be task dependent. (8)Dr Gunes says there remain some big challenges for scientists working on HRI, including

21、 how to process and combine all the different data they are gathering, how to modify their appearance and behaviour dynamically, and how to keep their power going 24/7. The major challenges, however, are to do with breaking down some of the myths and fears people have about humanoids. (9) Part of th

22、is is because they dont understand the benefits humanoid robots can bring and why, for instance, they need to take on a human form and understand emotions. She says humanoids can be positive in terms of increasing trust and engagement among certain groups, such as the elderly; that humans tends to a

23、nthropomorphise technology in any event; and that robots can be programmed to be limited to positive emotions that promote altruism. (10)“People tend to love or hate robots, but they dont really know a lot abouA.NeutralB.PositiveC.NegativeD.Critical答案：B解析：本题考查的是主旨大意。 tone第12自然段She adds: “Understandi

24、ng robots will empower people so they can help to shape them to do good.她补充道：“了解机器人会使人类拥有强大的力量，这样人类就可以帮助改造它们来做有益的事。”本题问的是“哪个词最能形容本文的基调？”选项A意为“”中性。选项B意为“积极”。选项C意为“消极”。选项D意为“批评”。文章整体都在描述机器人有利于人类发展，人类不应该害怕机器人，因此本文的基调是积极的。图形推理。请按每道题的答题要求作答。从所给的四个选项中，选择最合适的一个填入问号处，使之呈现一定的规律性（）。A.选项AB.选项BC.选项CD.选项D答案：B解析：

25、题干图形中的小圆圈的个数与其他图形的线条数相等，选项中只有B符合。每一种行为都来自一定的思想，但是每一种思想却不一定导致一定的行动。古人云“三思而后行”，语言是思想的外在表现，不一定都是行动的信号。人们越是充分运用语言工具自由地交流思想越是能达于正确的认识以支配较为理智的行动。因此，镇压言论往往不是防止错误的行动。倒是防止了深思熟虑的行动。其结果必然是，假如压力有足够大，人们则消极被动；假如压力小了人们就任意乱动。作者通过以上文字想要表达的主要意思是（）。A.有思想就会产生行动B.限制言论会限制思想C.限制言论可以限制行动D.行动产生于思想答案：B解析：文段中的“倒是”与前面的“往往不是”形成

26、对比从而表明作者隐含的态度倾向即不赞成限制言论，因为这样做的结果是消极的。四个选项中体现这种消极性的只有B项。 现金、银行存款日记账的保存期限为( )。A.15年B.10年C.25年D.5年 答案：C解析：现金、银行存款日记账要保存25年，涉外和对私改造账簿应永久保存。资料：Seeking to end a stalemate in negotiations over her countrys withdrawal from the European Union, Prime Minister Theresa May of Britain offered Friday substantial

27、payments to the bloc during a two-year transition period immediately after the countrys exit.Mrs. Mays long-awaited intervention, during a speech in Florence, Italy, was being watched closely in capitals on the Continent and in London, where members of her cabinet have been fiercely divided over Bri

28、tains tortuous divorce from the bloc. The speech aimed to open the way to serious negotiations on what is commonly known as Brexit, and to a broader and more productive discussion about Britains relationship with the bloc.However, while offering some concessions designed to do that, Mrs. May did not

29、 give any fresh insight into the type of ties she ultimately wants Britain to have to the bloc-a question that divides her cabinet and her Conservative, or Tory, Party.The European Unions chief negotiators, Michel Barnier, issued a cautious response, saying in a statement that, “We look forward to t

30、he United Kingdoms negotiators explaining the concrete implications of Prime Minister Theresa Mays speech. Our ambition is to find a rapid agreement on the conditions of the United Kingdoms orderly withdrawal, as well as on a possible transition period.”Although Britain is scheduled to exit the Euro

31、pean Union in 2022, there has been little progress in talks since March, when London formally announced its intention to leave. Brussels is insisting that Britain agree to the terms of the divorce before discussing future trade ties, while the British would like to do both simultaneously.In light of

32、 the continuing standoff, many business worry about a “cliff edge” scenario, in which Britain would crash out without a deal, so Mrs. May is under pressure to find a way out of the impasses. Speaking in Florence on Friday, Mrs. May did not say precisely how much money Britain would continue to contr

33、ibute to the European Union. But she made a significant promise that the British-who are big net contributors to the bloc-would not leave a hole in the unions budget in 2022 and 2022.“I do not want our partners to fear that they will need to pay more or receive less over the remainder of the current

34、 budget plan as a result of our decision to leave.” Mrs. May said. That would probably mean payments of around 20 billion euros, or about $24 billion, after Britains departure. It would also effectively maintain the state quo for the duration of a two-year transition period, meaning that Britain wou

35、ld allow the free movement of European workers and accept rulings from the European Court of Justice. This alone is unlikely to be enough to satisfy the 27 other member nations, but Mrs. May hinted that she would be willing to go further and “honor commitments we have made during the period of our m

36、embership.”In addition, Mrs. May proposed a security partnership with the European Union, stressing Britains importance as a defense power, and also offered new legal safeguards to guarantee the rights of European Union citizens in Britain after Brexit.Over all, Mrs. May sought to stress the common

37、interest London shares with continental European capitals in reaching an agreement and avoiding disruption to trade, wrapping her odder in dialogue that was more positive, and less antagonistic, than that of some previous interventions. European Union negotiators have refused to talk about post-Brex

38、it ties until they judge that there is “sufficient progress” on the issues they consider a priority. the states of European Union citizens in Britain after it leaves, the border between Ireland and Northern Ireland(which is a part of the United Kingdom)and Britains financial commitments to the bloc.

39、There is little sign yet that the other 27 nations are prepared to grant Britain a bespoke agreement, and officials have warned London on numerous occasions that there would be no “cherry picking” of the parts of European Union membership it likes.Whats the purpose of Mays speech?( A.To demonstrate

40、her resolve to divorce Britain from EU.B.To pave the way for dialogues and negotiations with EU on Brexit.C.To comfort the sentiment of British people.D.To end the division between her cabinet and the Conservative Party.答案：B解析：本题考查细节理解。the purpose; Mays speech第二段最后一句The speech aimed to open the way

41、to serious negotiations on what is commonly known as Brexit, and to a broader and more productive discussion about Britains relationship with the bloc. 这次演讲旨在为众所周知的英国脱欧开启认真谈判的道路，并就英国与欧盟之间的关系进行更广泛和更有成果的讨论。题目意为“特瑞莎?梅的演讲目的是什么？”选项A意为“表明她想让英国与欧盟离婚的决心”；选项B意为“与欧盟就脱欧问题进行对话和谈判铺平道路”；选项C意为“为了安慰英国人的情绪”；选项D意为“结束

42、内阁与保守党的隔阂”。根据主题句，英国首相特瑞莎梅的演讲目的就是为了英国脱欧开启谈话道路，因此选项B与题意相符。银行招聘考试考试题目下载9节 第4节语言与语言的碰撞和融合是文化与文化交往的一部分。现今世界，这种交往正在变得更频繁、更迅捷，然而从一种语言本身来看，它总是既要保持过去的精华，又要吸收外来因素，否则无法传达新的现实。这段话里，“语言与语言的碰撞和融合”是指（）A.对外来语言应取其精华，去其糟粕B.不同语言彼此之间相互借鉴，相互吸收C. 一种语言要更多地吸收另一种语言的有益元素D.本国语言在吸收外来语言的合理成分射要有选择答案：B解析：本题属于语句理解题。从原句“语言与语言的碰撞和融合

43、”可知，这里讲的是地位对等的语言间的关系，所以选B。中国银行的核心价值观有（）。A.追求卓越B.诚信C.绩效D.责任答案：A,B,C,D解析：中国银行的核心价值观有追求卓越、诚信、绩效、责任、创新、和谐。托收承付结算方式中，国务院关于国营企业销货收入扣款的规定扣款顺序是（）。A.预留工资、缴纳税款、付到期货款、应偿付货款、应上缴利税B.缴纳税款、预留工资、付到期货款、应偿付货款、应上缴利税C.付到期货款、预留工资、缴纳税款、应偿付货款、应上缴利税D.付到期货款、应偿付货款、预留工资、缴纳税款、应上缴利税答案：A解析：托收承付结算方式中，国务院关于国营企业销货收入扣款的规定扣款顺序是：预留工资、

44、缴纳税款、付到期货款、应偿付货款、应上缴利税。We explicitly make allowance for the fact that production._when the artist dies, implying that the collectors can be sure that in the future no new similar pieces of art will put pressure on the prices in this specific market segment.A.confinesB.conformsC.ceasesD.continues答案：C

45、解析：本题考查形近词辨析。题目意为“我们明确地考虑到这一事实：当艺术家去世时，艺术创作就停止了。这意味着收藏家可以肯定，未来不会再有新的类似的艺术作品给这一具体细分市场的价格带来压力。”A选项“限制，禁闭”，B选项“符合”，C选项“停止”，D选项“继续，连续”。当艺术家去世时，应该是不会再进行艺术创作了。一个心理健康的人，必须保持自尊：一个人只有受到自己所尊敬的人的尊敬，才能保持自尊；而一个用“追星”方式来表达自己尊敬情感的人，不可能受到自己所尊敬的人的尊敬。以下哪项结论可以从题干的断定中推出？（ ）A. 个心理健康的人，不可能用“追星”的方式来表达自己的尊敬情感B. 个心理健康的人，不可能接

46、受用“追星”的方式所表达的尊敬C. 一个人如果受到了自己所尊敬的人的尊敬，他(她)一定是个心理健康的人D.没有一个保持自尊的人，会尊敬一个用“追星”方式表达尊敬情感的人答案：A解析：“保持自尊”是“心理健康”的必要条件，“受到自己所尊敬的人的尊敬”是 “保持自尊”的必要条件。而“追星”的方式不可能受到自己所尊敬的人的尊敬，那么可以推出“追 星”的方式不能保持自尊，继而推出“心理不健康”。由此可知，一个心理健康的人，不可能用“追星”的方式表达自己的尊敬情感，A项正确。B、C、D项都无法合理推出。本题答案为A。下列关于浏览器中书签工具的作用说法正确的是（）。A.标记网站中的某个人，并向他(她)发送

47、交友请求B.为喜欢的网站投票评分C.将喜欢或常用的网页收藏起来以便以后使用D.自动收集网站上的数据以备以后使用答案：C解析：书签是浏览器中用以储存网址的一个设计，方便使用者无须以纸笔抄写或记住网址即能迅速连结至网站。银行招聘考试考试题目下载9节 第5节答案：B解析：观察图中的三种元素五角星、小太阳和菱形，横向来看，第一组图形中有3个五角星、2个小太阳和1个菱形；第二组图形中有1个五角星、3个小太阳和2个菱形。三组图形结合来看，规律应当是：五角星、小太阳、菱形个数分别是3、1、2，2、3、1，1、2、3排列，因此第三组中应该有2个五角星、1个小太阳和3个菱形。再观察正方形被切成的区域，发现第一组

48、正方形分别被切为5个区域、4个区域、3个区域；第二组正方形分别被切为4个区域、3个区域、2个区域；因此第三组的正方形应该被切为3个区域、2个区域、1个区域。只有B选项同时符合以上两个条件。故本题选B。吴某向人民法院提起行政诉讼，法院以向上级请示为由一直未予任何答复吴某应当如何处理?（）A.可以向上一级人民法院申诉B.可以向上一级人民法院上诉C.可以向上一级人民检察院申诉D.可以请求同级人民检察院抗诉答案：A解析：根据行政诉讼法解释第32条第3款规定：“受诉人民法院在7日内既不立案，又不作出裁定的，起诉人可以向上一级人民法院申诉或者起诉。上一级人民法院认为符合受理条件的。应予受理：受理后可以移交或者指定下级人民法院审理，也可以白行审理”。因此法院对吴某的起诉不予答复他可以向上一级法院而非检察院申诉或起诉而非上诉。Julic was good at German, French and Russian, all of_she spoke fluently.A.whoB.whomC.whichD.that答案：C解析：分析句子成分后可知，此题中先行词为“German，French and Russian”，在介词of后只能用which引导定语从句，即C项正确。Just last month I tried to write her a poem _ “Amidst an Angel