信用评级课程教学大纲英文版.docx

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1、Syllabus of Credit RatingCourse Name： Credit RatingCourse Code：Credits： 2.0Total Credit Hours： 32Lecture Hours： 32Experiment Hours： 0Programming Hours： 0Practice Hours： 0Total Number of Experimental (Programming) Projects 0Where, Compulsory ( 0 ), Optional ( 0 ).School： 08 School of BusinessTarget M

2、ajor： FinanceI、Course Nature & AimsCredit rating is a course for the college to train economic management professionals and is an elective course of finance. This course systematically introduces the basic knowledge, skills and methods of credit rating, with special emphasis on credit risk measureme

3、nt and management methods. Its main contents include: basic principle of credit rating, credit risk management integration framework (including the identification, assessment, management measures, decision-making, monitoring, internal control, etc.), the basic principles of management and technology

4、 of all kinds of credit rating. It pays attention to the microscopic economic subject at credit rating, and introduces the macro risk influencing. Through the study of this course, students will have the necessary knowledge of credit rating, learn the general methods and common means of credit risk

5、identification, credit risk measurement and credit risk treatment, and make credit rating decisions.II、Course Objectives1. Moral Education and Character Cultivation.Students will learn the basic principles and general methods and techniques of credit rating through the course,and have a comprehensiv

6、e and systematic understanding of relevant knowledge of credit rating. By understandingwhat credit risks are, how to identify them, how to assess them, how to manage them, how to make risk decisionsand how to monitor them, students can be helped to establish their awareness of credit rating, scienti

7、fic thinkingmethods and the spirit of facing challenges at work. This course adheres to the fundamental task of cultivatingoutstanding management talents with both moral integrity and talent, adheres to the cultivation concept ofknowledge ability quality, and focuses on cultivating students* profess

8、ional quality and practical ability ofraising problems analyzing problems solving problems. Course under the guide of socialist core values, withthe theory-practice-case” as the main line, in accordance with the credit risk identification, credit risk assessment,credit risk management and decision l

9、ogic, to enhance students knowledge structure and in credit rating andforeign rating agencies, problems faced by domestic and foreign rating agencies and countermeasureObjective 2（Index 2、3、5）Rating methods, rating indicators, rating principles, rating procedures55643050Objective 3（Index 4、5、9）The c

10、haracteristics of industrial and commercial enterprises and their credit rating points the characteristics of financial institutions and their credit rating points the characteristics of financial instruments and their credit rating points, rating report writing23231525Total1010101060100VHI Course R

11、esourcesTextbooks：Ye Weichun. Credit Rating Theory and Practice （Second Edition）!M. Shanghai: Shanghai Renmin Press,2015.Bibliography：1. Gao Jieying. Credit Rating Theory and Practice (New Edition)MJ. Beijing: China Finance Press, 2016.2. Feng Guanghua. Credit Rating Theory and PracticeM. Beijing: C

12、hina Finance Press, 2019.Reading Materials：NoIX、NotesPrerequisites: Higher Mathematics, Probability and Mathematical Statistics, Finance, Microeconomics, Macroeconomics, Accounting, Principles of ManagementFollow-up Courses Management of Commercial Banks, Fixed income securitiesContents and Requirem

13、ents of Students* Self-study: NoBilingual Teaching or Not: NoRequirements and Proportion of Bilingual Teaching: NoDiscipline and Considerations of Practice Session: No practice sessionNotes: Nodecision making capability framework, highlight the value guidance, knowledge and ability training, and hel

14、p students recognize the historical law accurately as well as grasp the basic national conditions and master the scientific world outlook and methodology, and set up the correct world outlook and values.2.Course ObjectivesThrough the study of this course, students* qualities, skills, knowledge and a

15、bilities obtained are as follows：Objective 1. Master the frontiers and development trends of credit rating theory (Corresponding to Chapter 1、 2、3, supporting for graduation requirements index 9、10、12)Objective 2. Master the basic theory of credit rating and modern credit rating analysis tools (Corr

16、esponding to Chapter 4 5、6, supporting for graduation requirements index 4 5、9)Objective 3. Master the practical application ability of credit rating (Corresponding to Chapter 7 8 9 , supporting for graduation requirements index 9、10、12)Supporting for Graduation RequirementsThe graduation requiremen

17、ts supported by course objectives are mainly reflected in the graduation requirements indices 4, 5, 9, 10, 12 as follows:Supporting for Graduation RequirementsCourseGraduationIndices and Contents Supporting for GraduationRequirementsTeachingLevel ofObjectivesRequirementsIndicesContentsTopicsSupportA

18、ble to flexibly use the professional knowledge inObjective 14, Practicalapplication abilityIndex4.1:4.2:4.3:financial practice. Able to screen, sort and process all kinds of domestic and foreign financial information, so as to provide countermeasures and suggestions for the government, enterprises,

19、financial institutions and other departments to solve practical problems.Chapter 4、5、6HObjective 25. Manipulation of financial analytical tools abilityIndex5.1:5.2:5.3:Skilled use of computer for business work; Skilled use of modem financial measurement technology and data processing methods for pro

20、fessional data processing, design model and analysis; Be able to write professional papers and research reports.Chapter 4 5、6HObjective 39. Investment andfinancingIndex9.1:Master the basic theory and method of financial investment and financing decision; MakeChapter 45、6、7、8、Hdecision-makingability9

21、.2:9.3:investment and financing decision and judgment bycombining the study of courses of securities investment, risk management and risk investment9Objective 410. ProfessionalCompetenceIndex10.1:10.2:10.3:Construct proprietary architectonic system of finance through a thorough understanding of fina

22、ncial knowledge; Develop, design, plan and execute new ideas in the field of financial instruments facilitated by the combined knowledge of management and economics; Build wide-ranging professional expertise and enhance professional ability in analyzing and solving problems through their own body of

23、 knowledge.Chapter 12、3、7、8、9HObjective 512. CareerDevelopmentAbilityIndex12.1:12.2:12.3:Master the professional theories and knowledge of finance, management, economics, and trade related to finance, which pave the way for future career development; Demonstrate self-learning and self-motivation abi

24、lity in related disciplines; Have interdisciplinary and professional development capabilities.Chapter 12、3、7、8、9HIH、Basic Course ContentChapter 1 Credit rating overview (supporting course objectives 1)The meaning and characteristics of credit ratings1.1 The economic significance of credit ratingsTyp

25、es of credit ratings.Teaching Requirements: Through the study of the subject development overview of credit rating courses, students are required to master the definition of credit rating, understand the form of credit rating, be familiar with the main content of credit rating, understand the deep i

26、nternal problems of credit tragedy, and understand credit rating in the economic market unique meaning, grasp the logic of credit rating as the third eye of the market, understand the role of credit rating on investors, managers, regulators and other subjects, understand the business classification

27、of credit ratings and their respective characteristics.Key Points： The meaning, characteristics, meaning and classification of credit ratingDifficult Points： The economic significance of credit ratingChapter 2 The Origin and Development of Foreign Credit Rating Industry (supporting course objectives

28、 1, 3)2.1 The origin and development of credit rating industry abroadIntroduction of the three major international credit rating agencies2.2 Development of credit rating business in other countries and regionsProblems and supervision of rating agenciesTeaching Requirements: Through the study of the

29、development history of the foreign credit rating industry and its key institutions, students are required to be proficient in the internal logic of the development of the foreign credit rating industry and its development process, understand the bottlenecks and breakthrough measures in the developme

30、nt process, and understand he main practitioners of the rating industry are familiar with the development history, business characteristics, organizational structure and advantages and disadvantages of S & P, Fitch and Moody, and understand the development process and its development of the credit r

31、ating industry in Germany, France, Japan, South Korea and other regions features, able to analyze problems with rating agencies, and familiarity with the regulatory characteristics of various regions.Key Points： Development history of foreign credit rating industry, major rating agencies and their s

32、upervisionDifficult Points： Problems existing in rating agencies and their supervisionChapter 3 Development of Chinas Credit Rating Industry (supporting course objectives 1, 3)The development course of Chinas credit rating industry3.1 Chinas major credit rating agenciesProblems in Chinas credit rati

33、ng industry and development strategiesTeaching Requirements: Through the study of the development history of China*s credit rating industry and its key institutions, students are required to master the internal logic of the development of Chinas credit rating industry and its development process, un

34、derstand the bottlenecks in the development process and its breakthrough measures, and understand Chinas credit major practitioners in the rating industry, familiar with the development history, business characteristics, organizational structure, advantages and disadvantages of important rating agen

35、cies such as China Chengxin, Dagong International and Dongfang Jincheng, have the ability to analyze the problems of rating agencies, and are familiar with China*s credit rating supervision features and policies.Key Points： Development history of Chinas credit rating industry, major rating agencies

36、and their supervisionDifficult Points： Problems existing in rating agencies and their supervisionChapter 4 Principles and methods of credit rating (supporting course objectives 1,2, 3)Principles of credit rating4.1 Factor Analysis of Credit RatingModel Analysis Method of Credit RatingTeaching Requir

37、ements: Through the study of credit rating principles and methods, students are required tomaster the principles of credit rating, understand that credit rating needs to comply with the logic and its important content of truthfulness, consistency, independence, objectivity and prudence, and master t

38、he commonly used credit rating qualitative analysis methods, including expert evaluation methods, AHP, etc., understand the advantages and disadvantages of qualitative analysis methods, master the quantitative analysis methods commonly used in credit ratings, including linear regression models, logi

39、stic regression models, KMV models, credit matrix models, able to understand the advantages and disadvantages of quantitative analysis methods.Key Points： Principles and contents of credit ratings, qualitative and quantitative methodsDifficult Points： Expert evaluation method, analytic hierarchy pro

40、cess, Z-score model, Logit model, KMV model and credit matrix modelChapter 5 Credit Rating Procedures and Credit Rating Report (supporting course objectives 1, 2, 3)5.1 Credit rating procedures5.2 Credit investigation5.3 Credit Rating ReportTeaching Requirements: Through the study of credit rating p

41、rocedures and credit rating reports, students are required to master the credit rating business development process and the key points of each link, understand the rating processes of different organizations such as Moodys, China Chengxin, etc., able to analysis the advantages and disadvantages and

42、solve problems, understand the basic procedures and important contents of Chinas credit rating, grasp the meaning and classification of credit investigation, understand the requirements and main contents of credit investigation, and master the norms and principles of writing credit rating report.Key

43、 Points： Credit rating procedures, credit investigations and rating reportsDifficult Points： Credit investigation and rating reportChapter 6 Credit Rating Index System (supporting course objectives 1, 2, 3)Overview of Credit Rating Index System6.1 Construction of Credit Rating Index SystemApplicatio

44、n of Analytical Hierarchy Process in Credit Rating SystemTeaching Requirements: Through the study of rating index system of credit rating, require students to master the different main body credit risk factors, have extracted from different factors affecting the credit risk rating index structures,

45、the ability of credit rating index system, understand the rating elements and 5P, 5C, 5W, CAMPARI analysis methods, such as understanding the corresponding rating index, has the expert evaluation method, analytic hierarchy process (ahp) was applied to different rating index for the ability of empowe

46、rment, grasp the advantages and disadvantages of the analytic hierarchy process and expert evaluation method and the improvement direction.Key Points： Factors affecting credit risk, rating indicators and their empowermentDifficult Points： Rating Index EmpowermentChapter 7 Industrial and Commercial E

47、nterprise Credit Rating (supporting course objectives 1, 2, 3)Industrial Enterprise Credit Rating7.1 Commercial enterprise credit ratingTeaching Requirements: Through the study of the application of credit rating of industrial and commercial enterprises, students are required to master the character

48、istics of commercial enterprises and industrial enterprises, understand the basic ideas of industrial enterprise credit rating and the basic ideas of commercial enterprise credit rating, understand the basic framework of industrial enterprise credit rating and commercial enterprises, master the basic framework of credit rating, understand Chinas industry classification standards, industry distribution and characteristics of each sub-sector, master the ma