2022年陕西省银行招聘之银行招聘综合知识自测考试题库带精品答案.docx

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1、银行招聘之银行招聘综合知识题库一 , 单选题 (每题1分，选项中，只有一个符合题意)1、Two years ago,Rupert Murdochs daughter,Elisabeth,spoke of the“unsettling dearth of integrity across so many of our institutions”.Integrity had collapsed,she argued,because of a collective acceptance that the onlysorting mechanismin society should be profit

2、 and the market.Butits us,human beings,we the people who create the society we want,not profit.A.generally distorted valuesB.unfair wealth distributionC.a marginalized lifestyleD.a rigid moral code【答案】 A2、商业银行在加强内控中应建立对集团性大客户实行（ ）制度。A.集团总部授信管理B.统一授信管理C.分级授信管理D.分区域授信管理【答案】 B3、苏州曾经是经济兴盛、文化发达、人才荟萃之地，明末

3、清初以后，苏州士绅除少数人发生身份和观念转化外，多数人的传统观念仍根深蒂固。而作为社会主流的士绅观念和意识往往通过各种渠道浸润展延，严重影响一般民众，正因如此，晚清苏州民风靡弱闲散，生活节奏缓慢，缺乏早期现代化必需的紧迫感与开拓精神。清末及民国初期，苏州人很少愿意将资本投入到现代实业中，以至于苏州钱庄吸收的存款在当地难以消纳，不得不转向外埠了求出路。A.清末苏州资金消纳的途径与方式B.苏州民众在士绅观念影响下的转变C.民国初期苏州实业发展衰落的原因D.士绅观念制约了近代苏州的现代化进程【答案】 D4、以下对通货膨胀的描述正确的是（ ）。A.货币发行量过多而引起的一般物价水平普遍持续地上涨是通货

4、膨胀B.房屋价格的不断上涨，就是通货膨胀C.通货膨胀是价格水平的偶然上涨D.货币发行量过多导致的股票价格上涨就是通货膨胀【答案】 A5、资料：Why is Salt Bad for You?A.salt consumption leads to a strokeB.sodium excreted in urine is a measure of salt intakeC.an increase in blood pressure causes an increase in salt consumptionD.the higher the sodium in urine, the greater

5、 the chance of hypertension【答案】 D6、The “cure rate”of many diseases increased dramatically after penicillin was _ by more doctors.A.put into practiceB.put into effectC.put into useD.put into operation【答案】 C7、Passage 5A.DefiniteB.DubiousC.SeriousD.Negative【答案】 B8、金融自由化与金融监管的关系是（）。A.金融自由化就不应再有金融监管B.金融自

6、由化与金融监管完全没有矛盾C.要加强金融监管，就不能有金融自由化D.金融自由化并不否认金融监管【答案】 D9、2020年2月初，武汉市开始连夜建设三所“（）”，用于专门收治确诊的新型冠状病毒感染的肺炎轻症患者。A.火神山医院B.雷神山医院C.小汤山医院D.方舱医院【答案】 D10、资料：Anything that affects the smooth flow of information is known as noise. This might be, for example, the language used,an in appropriate use of technology or

7、 the different levels of skill and knowledge of the sender and receiver. For example, every day in the press and on TV, consumers are bombarded with often confusing or contradictory information about the health benefits or risks associated with different foods. Consumers may not have enough understa

8、nding or information to judge between conflicting messages. It is therefore not surprising that many people do not hear these messages and switch off.A.because they may not have enough understanding or informationB.because the messages are spread on newspapersC.because they care more about health ri

9、sks associated with different foodsD.not mentioned【答案】 A11、国共第一次合作时期的革命运动被称为“大革命”，主要是因为（）。A.群众基础的广泛性B.领导阶级的先进性C.革命果实的丰富性D.俄国帮助的进步性【答案】 A12、资料：From: Iris WuA.To notify him of a conference dateB.To ask him to share his marketing ideasC.To approve his international business tripD.To request that he org

10、anize a telephone meeting【答案】 D13、资料：Most young people enjoy some form of physical activity. It may be walking, cycling or swimming, or in winter, skating or skiing. It may be a game of some forms, football, hockey, golf, or tennis. It may be mountaineering.A.natureB.each otherC.other teamsD.interna

11、tional standards【答案】 A14、下列各类计算机程序语言中，不属于高级程序设计语言的是（）。A.VisualB.sicBFORTRAN语言C.Pascal语言D.汇编语言【答案】 D15、Passage 3A.They treat the dollar with a little respectB.They try to win in the weak-dollar gambleC.They treasure their marriages all the moreD.They vacation at home rather than abroad【答案】 D16、Passag

12、e 1A.It is based on questionable statisticsB.It reflects the economic changesC.It evidences the improved-welfareD.It provides much food for thought【答案】 A17、资料：Did your childs brain shrink last summer? Probably not, but it may have shifted into reverse, according to a study by Dr. Harris Cooper, prof

13、essor of psychology at the University of Missouri-Columbia. The study found that when students return to school after a long summer vacation, theyve lost one to three months worth of learning.A.Because the community have the librariesB.Because at home the parents will make kids reading moreC.Because

14、 in summer vacation kids have more time in readingD.Because community and home give kids more opportunities to read【答案】 D18、要搜索用户所需要的文件或文件夹，又记不清完整文件名，可以使用“（）”通配符代替文件名中的一个字符，或者使用“（）”通配符代替文件名中的任意字符。A.？；*B.*；？C.&；*D.$；？【答案】 A19、 甲贩运假烟，驾车路过某检查站时，被工商执法部门拦住检查。检查人员乙正登车检查时，甲突然发动汽车夺路而逃。乙抓住汽车车门的把手不放，甲为摆脱乙，在疾驶

15、时突然急刹车导致乙头部着地身亡。甲对乙死亡的心理态度属于下列哪一选项?（）A.直接故意B.间接故意C.过于自信的过失D.疏忽大意的过失【答案】 B20、远期汇率的期限一般为（ ）个月。A.16B.39C.69D.612【答案】 A21、 同业拆借业务中，拆入银行拆人资金时应借记的科目是（）。A.存放同业款项B.同业存放款项C.同业拆入D.存放中央银行款项【答案】 D22、I would like to take advantage of this opportunity to express my sincere _ for your help.A.regulationB.recreation

16、C.appreciationD.guarantee【答案】 C23、2020年4月28日电，中国证监会已经派驻调查组进驻瑞幸咖啡多日，这是证券法修改之后证监会首次实施（）的案件，意味着我国证券执法进入了新的历史阶段，开启了证券监管新时代。A.事后监管权B.境外管理权C.冻结查封权D.长臂管辖权【答案】 D24、资料：Do you want to see the world? Then plan to visit the Silver Poseidon Cruises Career Fair on Tuesday, November 15 from 9 a.m. to 4 p.m. or Wed

17、nesday. November 16 from 5 p.m. to 9 p.m. We are looking for food service, entertainers, and maintenances staff to work aboard our many vessels. Free travel is just the beginning when you work for Silver Poseidon Cruises.A.By sending an e-mailB.By going to the WebsiteC.By calling Ms. RuizD.By visiti

18、ng the corporate office【答案】 B25、I could speak_ Japanese_ Chinese, so I had to talk with him in English. A.not only； but alsoB.both； andC.neither； norD.either； or【答案】 C26、资料：Special needs students can not only learn from regular education teachers, but can participate in collaborative learning with m

19、ainstream students as well. Collaborative learning allows students to work together in groups to complete lessons and assignments. A.It helps special needs students think creativelyB.It helps special needs students from all the attending studentsC.It helps special needs students learn varied ability

20、 from classmatesD.It helps students work together on solving problems and assignments【答案】 D27、下列属于产品成本的是（）。A.厂房管理人员工资B.车间人员工资C.董事会人员工资D.专设销售部门人员工资【答案】 B28、Are you going out? Yes, please lock the door when you _ .A.will leaveB.leaveC.have been leavingD.will have left【答案】 B29、Even if you dont actually

21、 carry out all the actions you say you will take, honest students will appreciate knowing that you care enough about academic _ to take precautions.A.entiretyB.integrityC.unityD.reliability【答案】 B30、资料：Tencent Holdings Ltd has announced that it will fully open up its big data platform and machine lea

22、rning technology in a move to build a sharing economy based on cloud services. Enterprises will be able to use a set of big data analysis tools developed by Tencent, helping them gain a better understanding of their clients and improve their products.A.Tencent is offering cloud services as a separat

23、e businessB.Smaller companies fail to build their own data centerC.Cloud services slightly increased the operating costsD.Cloud technology is widely used in every Chinese enterprise【答案】 B31、Thank you for your recent order. Although most of your items have _ shipped, the Full-Spectrum Desk Lamp （mode

24、l B07） is temporarily out of stock.A.everB.oftenC.lastlyD.already【答案】 D32、On Thursday, lawmakers introduced a bill to _ harsher penalties for sexual assault in the military.A.integrateB.invadeC.imposeD.impair【答案】 C33、This documentary is particularly compelling:_with previously unseen footage and int

25、erviews with Houstons closest confidants.A.depleteB.depletedC.repleteD.repleted【答案】 D34、资料：Economic performance is improving in most of the worlds leading economies but is still short of a self-sustaining upswing, the Organization for Economic Cooperation and Development said on Wednesday.A.RussianB

26、.UKC.BrazilD.US【答案】 B35、若网络形状是由站点和连接站点的链路组成的一个闭合环，则称这种拓扑结构为（）。A.星形拓扑B.总线拓扑C.环形拓扑D.树形拓扑【答案】 C36、资料：October 20,2013A.To invite the staff to an upcoming eventB.To welcome the newest staff to the companyC.To notify the employees of a yearly meetingD.To provide information about the companys product【答案】

27、A37、The size of the audience, _ we had expected, was well over one thousand.A.whomB.asC.whoD.that【答案】 B38、资料：Workforce planning helps an organization to estimate its future workforce requirements and calculate the numbers, nature and sources of potential employees who might meet that demand.A.becaus

28、e it enables the company to know its employees betterB.because it makes the company prepared for the potential challengesC.because it gives the employees a chance to receive trainingD.all above【答案】 A39、If your application _ submitted before the deadline, you would have gotten the offer.A.beB.isC.had

29、 beenD.will be【答案】 C40、Passage 1A.pay off all her debtsB.handle her money betterC.find a job in a bankD.manage the family income【答案】 B41、柯达公司是世界上著名的影像产品及相关服务的生产和供应商。面对市场技术的不断革新，柯达公司满足现状没有及时进行技术更新，直到2003年，柯达才宣布全面进军数码产业。最终柯达公司陷入退市困境，体现了管理学中的（）。A.二八法则B.长板法则C.青蛙法则D.木桶法则【答案】 C42、Passage2A.the uses of lif

30、e preserversB.the design of life preserversC.the materials for life preserversD.the buoyancy of life preservers【答案】 B43、Everybody showed great respect to the old doctor,who devoted everything he had to（）the poor conditions of the local hospital.A.improvingB.improveC.improvedD.being improved【答案】 A44、

31、金融期权交易最早始于（）。A.股票期权B.利率期权C.外汇期权D.股票价格指数期权【答案】 A45、Attachments_to your Hotmail account can be downloaded to your personal computer by clicking.A.sentB.to sendC.are sentD.sending【答案】 A46、填入括号中最恰当的词语是（）。A.再接再厉龙争虎斗B.自力更生明争暗斗C.自力更生龙争虎斗D.再接再厉明争暗斗【答案】 C47、资料：Think for a moment of your definition of persuas

32、ion. If you are like most business people I have encountered, you see persuasion as a relatively staightforward process. First, you strongly state your position. Second,you outline the supporting arguments, followed by a highly assertive, databased exposition. Finally, you enter the deal-making stag

33、e and work toward a “close.” In other words, you use logic, persistence, and personal enthusiasm to get others to buy a good idea. The reality is that following this process is one surefire way to fail at persuasion.A.Most businesspeople see persuasion as a straightforward processB.Unlike most busin

34、esspeople effective persuaders are willing to adjust their opinions and hear from othersC.Effective persuaders are open-mindedD.Most businesspeople are more assertive in their persuasion while effective persuaders are more friendly【答案】 B48、Recently，electric vehicles （EVs） have been claimed to provid

35、e a pathway for the transition towards sustainable transportation_EVs potential to solve energy and environmental problems，although new problems such as battery waste might appear.A.in behalf ofB.in honor ofC.in charge ofD.in view of【答案】 D49、 甲公司2011年3月1日开始自行开发成本管理软件在研究阶段发生材料费用30万元，开发阶段发生开发人员工资130万元

36、，福利费30万元，支付租金45万元。开发阶段的支出满足资本化条件。2011年3月16日，甲公司自行开发成功该成本管理软件，并依法申请了专利，支付注册费15万元，律师费28万元，甲公司2011年3月20日为向社会展示其成本管理软件，特举办了大型宣传活动，支付费用50万元，则甲公司该项无形资产的入账价值应为（）万元。A.209.3B.239.3C.204.3D.259.3【答案】 A50、The left wing party wants to keep these two actions _.A.combinationB.combiningC.combinedD.combine【答案】 C51、

37、四大洋面积从大到小的排列顺序是（）。A.太平洋-北冰洋-大西洋-印度洋B.大西洋-太平洋-北冰洋-印度洋C.大西洋-太平洋-印度洋-北冰洋D.太平洋-大西洋-印度洋-北冰洋【答案】 D52、 收入的确认应当满足的条件不包括( )。A.与收入相关的经济利益很可能流入企业B.经济利益流入企业的结果会导致企业资产的增加或者负债的减少C.收入是与所有者投入资本无关的经济利益的总流入D.经济利益的流人额能够可靠地计量【答案】 C53、Passage 8A.Some lenders are unwilling to lend money to seniorsB.The borrowers cannot p

38、ay back the money as expectedC.Federal and state regulators are documenting the objectionD.Some lenders go bankrupt【答案】 B54、The car industry has expanded at a（）rate over the past ten years.A.rapidnessB.rapidlyC.rapidityD.rapid【答案】 D55、An in-depth understanding of this emerging phenomenon requires no

39、t just the consideration of quantitative studies, but the_of selected quantitative, qualitative and mixed-method study designs.A.collectB.poolingC.poolD.poll【答案】 C56、资料：Poor health is not only damaging to employees, it is detrimental to businesses. Corporations pay a heavy cost for stress-related il

40、lnesses, such as hypertension, gastrointestinal problems, and substance abuse. says Rubin.A.It is helpful to the company if the employers can lay off employees with health issuesB.Company discount on gym memberships will surely improve employees frequency of exerciseC.Most Americans have suffered fr

41、om stress-related illnessesD.To make sure that the employees are aware of the importance of physical and mental health is essential to promote good health in a company【答案】 D57、2012年是中国银行成立（ ）周年。A.90B.100C.110D.80【答案】 B58、资料：Desktop Support for Private Equity Firm in MidtownA.LaptopB.Mobile phoneC.Ra

42、dioD.Printer【答案】 C59、把生产资本分为固定资本与流动资本，其依据是（ ）。A.在生产过程中不同的价值转移方式B.在生产过程中不同的物质存在形态C.不同部分在剩余价值生产中的不同作用D.不同部分的不同运动速度【答案】 A60、下列各项中，不具有行政主体资格的是（ ）。A.乡镇人民政府B.公安派出所C.街道办事处D.公安局法制科【答案】 D61、 以下项目中，属于资产负债表中流动负债项目的是（）。A.预计负债B.递延所得税负债C.一年内到期的长期借款D.应付债券【答案】 C62、在确定的借贷周期内，按复利的（）越多，其收入比值越高。A.本金B.计息次数C.利率D.本息和【答案】

43、B63、In a desperate move to increase their revenues to meet their sales goal,the company is planning to offer a special discount（）its customers.A.byB.toC.withD.upon【答案】 B64、During her junior year of high school,Diane Rays teacher handed her a worksheet and instructed the 17-year-old to map out her fu

44、ture financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played thestock market game,investing（投资）the hypothetical（虚拟的）earnings from their hypothetical jobs in the market in the disastrous fall of 2008.Our pretend investments crashed,Ra

45、y says,still frightened.We got to know how it felt to lose money.A.ways to teach students to earn moneyB.how Diane Ray learns to value moneyC.the push to teach personal finance in schoolD.how students choose a proper financial class【答案】 C65、公文区别于其他类别文章的主要之处是（）。A.公文形成的主体是国家机关及其他社会组织B.公文形成的条件是行使职权和实施管

46、理C.公文是具有法定效用与规范格式的文件D.公文是办理公务的重要工具之一【答案】 C66、下列属于货币政策工具的是（）。A.法定存款准备金率B.再贴现率C.公开市场业务D.税收【答案】 D67、通货紧缩的成因不包括（ ）。A.生产能力过剩B.货币供应量急剧减少C.政府紧缩财政政策D.社会总需求的过度增长【答案】 D68、Passage 2A.Customers are more likely to enjoy more innovative servicesB.People will no longer go to banks to deposit their moneyC.Service providers do not want to partner with banksD.People will receive more pension【答案】 A69、 T