2023年-常用银行专业词汇.docx

《2023年-常用银行专业词汇.docx》由会员分享，可在线阅读，更多相关《2023年-常用银行专业词汇.docx（7页珍藏版）》请在淘文阁 - 分享文档赚钱的网站上搜索。

1、银行专业词汇acquiring company 收购公司bad loan 呆帐chart of cash flow现金流量表clearly-established ownership 产权清晰debt to equity 债转股diversity of equities 股权多元化economy of scale 规模经济emerging economies 新兴经济exchange-rate regime 汇率机制fund and financing 筹资融资global financial architecture 全球金融体系global integration, globality 全

2、球一体化，全球化go public 上市growth spurt (经济的)急剧增长have one，s two commas 百万富翁hedge against套期保值housing mortgage 住房按揭holdings控股，所持股份holding company 控股公司initial offerings 原始股initial public offerings 首次公募innovative business 仓ll新企业intellectual capital 智力资本inter-bank lending 拆借internet customer 网上客户investment payo

3、ff period 投资回收期joint-stock 参股mall rat爱逛商店的年轻人means of production 生产要素(the)medical cost social pool for major diseases 大病医疗费用社会统筹mergers and acquisitions 并购mobile-phone banking移动电话银行业moods人气net potato 网虫non-store seling 直销offering 新股online-banking网上银行业online-finance 在线金融online client （银行的）网上客户paper p

4、rofit帐面收益physical assets 有形资产project fund system项目资本金制度pyramid sale 传销recapitalize 资产重组regional corrency blocks 地区货币集团regulate 调控sell off 变现share （stock） option期权,股票认购权smart card智能卡slash prices 杀价spare capacity闲置的生产能力strong growth强劲的增长势头switch trade转手贸易take-public 上市tap the idle assets盘活存量资产transact

5、ion （银行的）交易transfer payment from the exchequer 贝才政转移支付venture-capital 风险资本virtual bank虚拟银行wire transfer电子转帐 account number 帐目编号depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine自动存取机 to deposit 存款 deposit receipt 存款收据 private deposits 私人存款 certificate of deposit 存单 deposit book, passb

6、ook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 双签 to endorse 背书 endorser背书人 to cash兑现to honor a cheque 兑付to dishonor a cheque 拒付 to suspend payment 止付 cheque, check 支票 cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票 crossed cheque 横线支票 blank cheque空白支票 rubber cheque

7、空头支票 cheque stub, counterfoil 票根 cash cheque现金支票 traveler，s cheque 旅行支票 cheque for transfer 转帐支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 伪支票Bandars note 庄票,银票banker银行家president 行长savings bank储蓄银行Chase Bank大通银行National City Bank of New York 花旗银行Hongkong Shanghai Banking Corporation

8、 7匚丰专艮行Chartered Bank of India, Australia and China 麦加利银行Banque de V IndoChine东方汇理银行central bank, national bank, banker，s bank 中央专艮彳亍bank of issue, bank of circulation 发彳亍币专艮行commercial bank商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank贴现银行exchange bank汇兑银行requesting bank委托开证银行issuing bank,

9、 opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank付款银行associate banker of collection 代4攵4艮行consigned banker of collection 委托电艮行clearing bank 清算银行local bank本地银行domestic bank国内银行overseas bank 国夕卜专艮行unincorporated bank 钱庄branch bank银行分行trustee savin

10、gs bank 信托储蓄银行trust company 信托公司financial trust金融信托公司unit trust信托投资公司trust institution银行的信托部credit department银行的信用部commercial credit company (discount company)商业信贷公司(贴现公司)neighborhood savings bank, bank of deposit 街道储蓄所credit union合作银行credit bureau商业兴信所self-service bank 无人银行land bank 土地银行constructio

11、n bank 建设银行industrial and commercial bank 工商专艮彳亍bank of communications 交通专艮彳亍mutual savings bank互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank家宅贷款银行reserve bank准备银行chartered bank 特许银行corresponding bank 往来专艮彳亍merchant bank, accepting bank 承

12、兑专艮行investment bank 投资银行import and export bank (EXIMBANK)进出 口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house票据交换所public accounting 公共会计，business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsi

13、diary ledger 分户帐cash book现金出纳帐cash account 现金帐journal, day-book日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation通货膨胀deflation通货收缩devaluation货币贬值revaluation货币增

14、值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股

15、票debenture 债券treasury bill 国库券debt chain债务链direct exchange直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency （exchange） reserve 外1匚储备foreign exchange fluctuation 夕卜）匚波动foreign exchange crisis 夕卜汇危机discount 贴现discount rate, bank rate 贝占现率gold reserve黄金储备money （financial） market 金融市场stock exchange股票交易所broker经纪人conunission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间