2021年中国金融高净值客户健康绿皮书-爱康集团+21世纪经济报道-2022.pdf

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35、aFg6f,#&G%!S%&!#S!S&Sg,#h%#%#!&G%GG#%!%h!%G&S&#wx#h#%!hh!&%hTUV!#G!&!Ghh%S&#&%Sx9&!SS#h&hG!GG%SxG#&G%Sh&!&!%GS5,%&GS%!#%!&%#%G!#&,#S#h&#h&#G#S&V%&!&#Gh%hS!S#S!,z?u|%Ih%h#S#hS%uV%G&%#&!&!%#hSK#,#%#!h%!#%8,!&#&G%&S&!SS&#Shf,#S#&#Sh#&SG#GS#,!S!SGGShG!%,G%#G%!%SSGG%#S&#Gh&G#Ye%I%#%S%G%&G%#%Dg6gf,#GS%&S%

36、!S%!#$#%tD01Y1|+92D“!#$%&()*+,-./0123#D&(&!)*+,-./012345678%&()*+,-T5LMAN9%&%#()*+,-./0YY7PQCRstAB1AB89%&jPQ*+,-./07126CJCFGCVTUVy8,GCx8,yTUVFCxVyTUV3Cxc“”yV(Cxc“”yVHGCc“”8,yxH3Cwx8,yV1%!HH%&%#*+,-./0YY7PQCR;A?bfiflXij NG?b#$%K?Gb%AH?K#$%G?FKfiflXijNK?HFAG?bK%AN?HK#$%NH?HHANN?“N?%A?FAN?HfiflXij F?GN

37、%Ab?HAK?F“NG?N%AN?GG“NG?FfiflXijK?NA?G:!#$%&()*+,-./0123#4$#4$%&()*+,-T$s%&#%&%#()*+,-./0YY7AB89%&Cx7YWS&8,TUVy“”c7YWG&I*+,-./0V7YWG&mI*+,-./0wx7YW%&1&(&!)*+,-./012345678T=*+12,#!Da#!a#!a#!#!a#!#aiY%&0348#+$%93Y9$99%$&9$%w999%999%9&99$99&$9hiY$9%9$99%$9u?AB4(8#+$&$iY9%$&$&$%$9$9$&$&4z8#+$9&$99$&9x14

38、i8g:9999%9$&9$4z78#+$9$9$9&+&9$9$&$48#+9&%&9&$&%“”Y$%&AB48#+%$%$%$478+$%$9Nfi4fl8#+$9&$&+2l448g:$&%9&-./&47(&8#+99%9&%GH%&#%&%#()*+,-./0YY:!#$%&()*+,-./0123&(&!)*+,-./0123456789()*+,-./04S7Y89I()*+,-./0Y7:#&VKst1F?NKL)qV97NO9%&#%&%#*+,-./0YB%&!&TUVYh&uVYWG&1TfimI*+,-./0:Iyq(*:7u1%&#%&%#()*+,-./0Ye%I

39、y7Y$6BB%&!&Ye%IY$#&1Tfi=,-X7Cl=lulh7u1#44Z344Z42Z6958Z457Z35YZZ#YZ#ZHYZHZYZZYZHY#_HY#_HY#a_HYHY_HYH#_HYHH_HYH_HYH_HYH_HYHb_HYH_HYH_HYHa_HYY_2Z755Z6654Z5457Z5858Z37YZZ#YZ#ZHYZHZYZZYZZYZHY#_HY#_HY#a_HYHY_HYH#_HYHH_HYH_HYH_HYH_HYHb_HYH_HYH_HYHa_HYY_32Z2632Z8634Z2236Z2537Z2YZ#YZHYZYZYZYZbYZYZHY#_HY#_HY#

40、a_HYHY_HYH#_HYHH_HYH_HYH_HYH_HYHb_HYH_HYH_HYHa_HYY_$%&($%$)*+,-./#$%1|$%&($%$)*+,-./z%1|$%&($%$)*+,-./8X!1|_!1213456789:;-U+,-.!#$%&()*+,-./0123#f()*+,-)5TR_#)qd(%&#R7$()d7%%&dZzCJ,fAW-.S9FF|89yCY1,dZz(,7cy(/IZhWFjj/,;yd;qy“M”ab1%&#Sh7)r(R7$()/0IUO7%&#S6C()#o,t,%S%1)qd(%&#R7$)q,d36C)=,t?8+%s$fi$a

41、cy(!SG&$a/%&%S$aWS&):7,pfiyl7Z$a,tx7fi%cy(d%tx7E“cu$aZab1_)*!$%+,Sn3+n9+Nfi4fl84+8“+HWNfi#+4fl%68+”dN(d“+”u“TW!H#$%q“#$%q#&zz#&”2+9pn2(&/”#+N(dd#P)*+“01+./,M-./0123w/04P0567u89“01+./Nfi4fl81:+q&T/“?NHH?bbFG?FNFb?HF?KH?KKF?KFFF?bF?G%$%$%;$9%;9%;%;%:!$%$)*+,-./+1|:;?#CE#Gfimn34;5_CGF!G6785#!G#CG9:;5cC

42、!G%&%#*+,-./0,Y7IJKCRAB89%&CI*+,-./0ymI*+,-./0,YGHK71(mI*+,-./0,7YS&oSopG&oGo7%h!h&o*+,-./0,7YWG&mI*+,-./071!&(&!)*+,-./012345678!#$%&()*+,-./0123_#_#f_fE()*+,-zq)TR_#Yp:(st7cfi+9Kz71#$g,Dg6gf,yaFg6f,h1:GHOKKyLKsF12STU4t)9KIdZ$#8fkZ/0LMG&fi1()9KIdZab8flfiM,7=1,8fP(7jIzw1)z/0F_,g65,kfi%WyfAM,jIz$3%&#

43、61+12?K,A12A8BC%N(A1!s+D8BEFGA!?HIfi“J6AF!GDDG5Z4746Z3635Z49Z9258Z53Z479Z424Z7256Z74Z6$%;$9%;9%;%;%:!$#$%$)*+,-./4z78#+1|:;%&%#*+,-./0g,Dg6gf,yaFg6f,Y7IJKCRNO%&CI*+,-./0,Dg6,yaFg6,7YG&oGorB,mI*+,-./0g,Dg6gf,yaFg6f,YGHKG&o*+,-./071&(&!)*+,-./012345678KLMNW6!#$%&()*+,-./0123_712dTt#$vZ.9STU8qr4?7d*+,-

44、./07mGy*+,-./012dD7hQ1mY7jVKpuX8fX71?#rY#18ftx,z?#r!hj7Y#1,z?lU9y12STU#st1pd7k7#$C(f8hlbg6flb4(,FlbA(h17$y.I1q7Yfist8112dfi9*+,-./07YUOhY1)*!Y,uDg6,uaFg6,77*+,-./0#A%aag6(9:h9s“89mZyWXZa!134,ih$1!&(&!)*+,-./01234567853Z9944Z3248Z5444Z259Z82Z9926Z5654Z624Z624Z9$%;$9%;9%;%;%:!$#$%$)*+,-./u?AB4(8#+1|:;

45、OPQHIfiWRSR628Z8457Z245Z674Z3257Z222Z326Z3553Z4935Z5834Z56$%;$9%;9%;%;%:!$&#$%$)*+,-./4z8#+1|:;THIfiW6!#$%&()*+,-./0123_F!NO!8NP%&()*+QRSTUEVWX5:GHfl7P)STU7VKdz127%d734,1dy:7flab8flfiM,7=1:12Y:*B?7,-mstYFu*Yx712NO12zWu7X1YZ,dZzYZTUp12Y(zy7Y:WS9:dZ!#8gg$Vhu%&h4UVdZ7u.1)*!klY,Dg6,yaFg6,h7*+,-./0A%aag6

46、(9:h9s“89mZyWXZa!34,ih$1!$#$%$)*+,-./=!Y1|:;!&(&!)*+,-./012345678H?GFK?NHG?bK?bK?bKF?FN?HF?N?H?HG%&o%o!&o!oG&oGoS&oSoh&oImI%&%#*+,-./07IJKCR%&C%&o%o7*+,-./0Y!&,!&o!oK7*+,-./0fi(flya)u1I*+,-./0ymI*+,-./07YEFCAB7F#$C*F+,*F-,I!.I/I!+Wt/A&-0I!y1I!1Y,7YY#$.I92.I/F3yg$Vh1(7YZ,#7*+,-./0k,&#S1!#$%&()*+,-./0

47、123_C$GLE()*+,-T)$GLcE()*+,-4fiM,.I74t5p6r)qpP()qlUOF717yda1(C%&%#R7$()%3%&%&26%&C)#o?t#%I,mICJ,#%#y#&!1fiij89flgAycdgA7:p)_cdy7Zab”1$()%3%&%&26789%&%&#!.)STylCJ,!hSE#GsJK6IKAX?#EGj!E_G#+$%YZ_(ECG_#E#GFE#G?HNK?H?FGFb?bG?NH?HGF?F?bGHN?HKFK?HG%$%9%$%;$9%;9%;%;%:!9%$%$)*+,-./478+1|:;wfi;klb?7)qyBPK#U,#

48、hS1$()%3%&%&26,!,KYTuA“cl)qK,KBC,#D&,%7l=1H?KGN?KH?FK?G?KG?GF?FN?bH?K?bH%$%9%$%;$9%;9%;%;%:!9#$%$)*+,-./AB#+1|:;Ttx!j7#K#1%&%#*+,-./0K,Y7IJKCRNO%&C*+,-./0(K,YGKI*+,-./0KP7Y%,K7mI*+,-./0G&oGo7I*+,-./0K,YW#&1!#$%&()*+,-./0123_D&(&!)*+,-./012345678#ffE()*+,-5z)T)p7FG89Ho1ouvfiij,u7fiij1$(),3%C,FVt,%

49、hfi!hfi,&!fi#S!fi%5yK1(),7Dt,#!fi,#fifiM,Iwz89IZ1&O(%)*+,-pH?b?GG?Nb?KF?GKG?K9%9%;$%;&%;9%;?%:(*+ABG _abQcKCj*+(+DEFo!GHIJKfiBBLMj*+(+oNOPBQARSTU$VWuXFY34(*+ABZFG_“uG_“$(),Z1q%C*KIJVBXQRhV:FBP7dJ%&:,tDpwV89gAKLj7ZFG89KLyvj7,1%&#!(:CCR7$,y7()1q6C89IZ7tGH75,5,MCN!h&!h&G#GG%&GGG&S!GSG&SGyOh&PhP89IZ

50、7CJ,#!h&G&Sh%&y&%1$y,Q6(Cy,tx#Ust?MCCDy.2Y1RSpu-.yc,7u#-Q1RpE,SuTuwW/0|7=1;6W_,.5._E_aEa*+.%)(./Yn0&(!h8Ebc6W_,.5.#E(a_(a!E!_aCE_a!#$%&()*+,-./0123_)*!Y,7*+,-./0klbLU,FG9:mVWXY(IZh“.lp(haFGc1kl96_mZZF,FG134,B:C11N?Hb?NF?HFF?KHK?HK?N?GHN?Fb?KH?H%$%9%$%;$9%;9%;%;%:!9$%$)*+,-./#+1|:;,1$()W-./01q%&#h26C