2012年12月英语六级真题及答案(含听力原文)第二套.pdf

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1、全国英语六级历年真题1/302012 年年 12 月大学英语六级月大学英语六级(CET-6)真题试卷真题试卷Part IWriting(30 minutes)Direction:For this part,you are allowed 30 minutes to write an essay entitled Man andComputer by commenting on the saying,The real danger is not that the computer willbegin to think like man,but that man will begin to thi

2、nk like the computer.You shouldwrite at least 150 words but no more than 200 words.On Maintaining TrustPart II Reading Comprehension(Skimming and Scanning)(15 minutes)Directions:In this part,you will have 15 minutes to go over the passage quickly and answer thequestions on Answer Sheet 1.For questio

3、ns 1-7,choose the best answer from the fourchoices marked A),B),C)and D).For questions 8-10,complete the sentences with theinformation given in the passage.Rates are low,but consumers wont borrowThe US Federal Reserve(Fed)s announcement last week that it intended to keep credit cheap for atleast two

4、 more years was a clear invitation to Americans:Go out and borrow.But many economists say it will take more than low interest rates to persuade consumers to take onmore debt.There are already signs that the recent stock market fluctuations,turbulence in Europeand the US deficit have scared consumers

5、.On Friday,preliminary data showed that the ThomsonReuters/University of Michigan consumer sentiment index had fallen this month to lower than itwas in November 2008,when the United States was deep in recession.Under normal circumstances,the Feds announcement might have attracted new home and carbuy

6、ers and prompted credit card holders to rack up fresh charges.But with unemployment high andthose with jobs worried about keeping them,consumers are more concerned about paying off theloans they already have than adding more debt.And by showing its hand for the next two years,theFed may have thought

7、lessly invited prospective borrowers to put off large purchases.Lenders,meanwhile,are still dealing with the effects of the boom-gone-bust and are forcingprospective borrowers to go to extraordinary lengths to prove their creditworthiness.第 1 页 共 30 页全国英语六级历年真题2/30I dont think lenders are going to b

8、e interested in extending a lot of debt in this environment,saidMark Zandi,chief economist of Moodys Analytics,a macroeconomic consulting firm.Nor do Ithink households are going to be interested in taking on a lot of debt.In housing,consumers have already shown a slow response to low rates.Applicati

9、ons for newmortgages have decreased this year to a 10-year low,according to the Mortgage BankersAssociation.Sales of furniture and furnishings remain 22%below their pre-recession peak,according to Spending Pulse,a research report by MasterCard Advisors.Credit card rates have actually gone up slightl

10、y in the past year.The one bright spot in lending is thenumber of auto loans,which is up from last year.But some economists say that confidence amongcar buyers is hitting new lows.For Xavier Walter,a former mortgage banker who with his wife,Danielle,accumulated$20 000 incredit card debt,low rates wi

11、ll not change his spending habits.As the housing market topped out five years ago,he lost his six-figure income.He and his wifewere able to modify the mortgage on their four-bedroom house in Medford,New Jersey,as well asnegotiate lower credit card payments.Two years ago,Mr.Walter,a 34-year-old fathe

12、r of three,started an energy business.He has swornoff credit.Im not going to go back in debt ever again,he said.If I cant pay for it in cash,I dontwant it.Until now,one of the biggest restraints on consumer spending has been a debt aftereffect.SinceAugust 2008,when household debt peaked at$12.41 tri

13、llion,it has declined by about$1.2 trillion,according to an analysis by Moodys Analytics of data from the Federal Reserve and Equifax,thecredit agency.A large portion of that,though,was simply written off by lenders as borrowersdefaulted on loans.By other measures,households have improved their posi

14、tion.The proportion of after-tax incomethat households spend to remain current on loan payments has fallen.Still,household debt remains high.That presents a paradox:many economists argue that theeconomy cannot achieve true health until debt levels decline.But credit,made attractive by lowrates,is a

15、time-tested way to increase consumer spending.With new risks of another downturn,economists worry that it will take years for debt to return tomanageable levels.If the economy contracts again,said George Magnus,senior adviser at UBS,then you could find a lot of households in a debt trap which they p

16、robably can never get out of.Mortgage lenders,meanwhile,burned by the housing crash,are extra careful about approving newloans.In June,for instance,Fannie Mae,the largest mortgage buyer in the United States,said thatborrowers whose existing debt exceeded 45 to 50%of their income would be required to

17、 havestronger compensating factors,which might include higher savings.Even those borrowers in strong financial positions are asked to provide unusual amounts ofpaperwork.Bobby and Katie Smith have an extremely good credit record,tiny student debt and acombined six-figure income.For part of their dow

18、n payment,they planned to use about$5 000 theyhad received as wedding gifts in February.第 2 页 共 30 页全国英语六级历年真题3/30But the lender would not accept that money unless the Smiths provided a certified letter from eachof 14 guests,stating that the money was a gift,rather than a loan.We laughed for a good

19、15 or 20 minutes.recalled Mr.Smith.34.Mr.Smith,a program director for a radio station in Orlando,Florida,said they ended up using othersavings for their down payment to buy a$300 000 four-bedroom house in April.For those not as creditworthy as the Smiths,low rates are irrelevant because they no long

20、er qualifyfor mortgages.That leaves the eligible pool of loan applicants wealthier,older and whiter,saidGuy Cecala,publisher of Inside Mortgage Finance.Its creating much more of a divide,he said,between the haves and the have-nots.Car shoppers with the highest credit ratings can also get loans more

21、easily,and at lower rates,saidPaul C.Taylor,chief economist of the National Automobile Dealers AssociationDuring the recession,inability to obtain credit severely cut auto buying as lenders rejected eventhose with good credit ratings.Now automakers are increasing their subprime（次级债的）lendingagain as

22、well,but remain hesitant to approve large numbers of risky customers.The number of new auto loans was up by l6%in the second quarter compared with the previousyear,said Melinda Zabritski,director of automotive credit at Experian,the information servicescompany.But some economists warn that consumer

23、confidence is falling.According to CNW MarketingResearch,confidence among those who intend to buy a car this year is at its lowest since it begancollecting data on this measure in 2000.On credit cards,rates have actually inched higher this year.largely because of new rules that curbthe issuers abili

24、ty to charge fees or raise certain interest rates at will.At the end of the second quarter,rates averaged 14.01%on new card offers,up from 13.75%ayear earlier,according to Mail Monitor,which tracks credit cards for Synovate,a market researchfirm.According to data from the Federal Reserve,total outst

25、anding debt on revolving credit cardswas down by 4.6%during the first half of the year compared with the same period a year earlier.Even if the Feds announcement helps keep rates steady.or pushes them down,businesses do notexpect customers to suddenly charge up a storm.Its not like,Oh,credit is so c

26、heap.lets go back to the heydays（鼎盛时期）,said ElizabethCrowell,who owns Sterling Place,two high-end home furnishing and gift stores in New York.People still fear for their jobs.So I think where maybe after other recessions they might return toprevious spending habits,the pendulum hasnt swung back the

27、same way.注意：此部分试题请在答题卡 1 上作答。1.What is the purpose of the announcement issued by the US Federal Reserve last week?A)To help reduce the debt burden on consumers.B)To force the banks to lower their interest rates.C)To encourage consumers to get more bank loans.D)To prevent further fluctuations in the

28、stock market.第 3 页 共 30 页全国英语六级历年真题4/302.Why are people reluctant to take on more debt despite the low interest rates?A)They are afraid of losing their good credit ratings.B)They are pessimistic about employment prospects.C)They have little faith in the Feds financial policies.D)They expect the Fed

29、to further lower interest rates.3.What does the author say about lenders in the current credit market?A)They are becoming more cautious.B)They are eager to offer more loans.C)They advise prospective borrowers to put off large purchases.D)They are only concerned about how much they can get back.4.Wha

30、t does the author want to say by citing Xavier Walters case?A)Not many Americans can afford to pay in cash these days.B)The Feds policies exert a strong influence on borrowers.C)People now wont buy things unless they have the money.D)It is beneficial for Americans to borrow in times of recession.5.W

31、hat is the economists concern regarding the current economy?A)Consumers unwillingness to spend.C)The ever-lowering interest rates.B)Banks inability to recover debt.D)The unmanageable debt levels.6.What do we learn from the Smiths story?A)It is very difficult for people to build up a good credit reco

32、rd.B)A certain amount of savings is needed for one to buy a house.C)The purchase of a house will plunge young couples into heavy debt.D)Mortgage lenders are now careful about borrowers qualifications.7.According to Guy Cecala,the banks policy on mortgage lending will result in_.A)a wider gap between

33、 the rich and the poorB)a bigger down payment for house buyersC)a higher debt level for the less wealthyD)a greater pressure on senior buyers8.During the recession,the number of car buyers decreased because it was difficult to_.9.Credit card interest rates have gradually increased recently because n

34、ew rules do not allow theissuers to raise certain interest rates or_.10.According to Elizabeth Crowell,the current recession,unlike previous ones,has not seen aswing back in peoples_.第 4 页 共 30 页全国英语六级历年真题5/30Part IIIListening Comprehension（35 minutes）Section ADirections:In this section,you will hea

35、r 8 short conversations and 2 long conversations.At the endof each conversation,one or more questions will be asked about what was said.Boththe conversation and the questions will be spoken only once.After each question therewill be a pause.During the pause,you must read the four choices marked A）,B

36、）,C）and D）,and decide which is the best answer.Then mark the corresponding letteron Answer Sheet 2 with a single line through the centre.11.A)She can count on the man for help.C)She can lend the man a sleeping bag.B)She has other plans for this weekend.D)She has got camping gear for rent.12.A)The ma

37、n should keep his words.C)Karen always supports her at work.B)She regrets asking the man for help.D)Karen can take her to the airport13.A)He cant afford to go traveling yet.C)He usually checks his brakes before a tripB)His trip to Hawaii was not enjoyable.D)His trip to Hawaii has used up all his mon

38、ey.14.A)There was nothing left except some pie.C)The woman is going to prepare the dinner.B)The man has to find something else to eat.D)Julie has been invited for dinner.15.A)Submit no more than three letters.C)Apply to three graduate schools.B)Present a new letter of reference.D)Send Professor Smit

39、h a letter.16.A)He declines to join the gardening club.B)He is a professional gardener in town.C)He prefers to keep his gardening skills to himself.D)He wishes to receive formal training in gardening.17.A)Sculpture is not a typical form of modern art.B)Modern art cannot express peoples true feelings

40、.C)The recent sculpture exhibit was not well organized.D)Many people do not appreciate modern art.18.A)Bob does not have much chance to win.C)Bob cannot count on her vote.B)She will vote for another candidate.D)She knows the right person for the positionQuestions 19 to 22 are based on the conversati

41、on you have just heard.第 5 页 共 30 页全国英语六级历年真题6/3019.A)Poor management of the hospital.C)Decisions made by the head technician.B)The health hazard at her work place.D)The outdated medical testing procedures.20.A)Transfer her to another department.C)Cut down her workload.B)Repair the X-ray equipment.D

42、)Allow her to go on leave for two months.21.A)They are virtually impossible to enforce.C)Both of them have been subject to criticism.B)Neither is applicable to the womans case.D)Their requirements may be difficult to meet.22.A)Organize a mass strike.C)Try to help her get it back.B)Compensate for her

43、 loss.D)Find her a better paying job.Questions 23 to 25 are based on the conversation you have just heard.23.A)In giving concessions.C)In stating your terms.B)In the concluding part.D)In the preparatory phase.24.A)He behaves in a way contrary to his real intention.B)He presents his arguments in a st

44、raightforward way.C)He responds readily to the other partys proposals.D)He uses lots of gestures to help make his points clear.25.A)Both may fail when confronting experienced rivals.B)The honest type is more effective than the actor type.C)Both can succeed depending on the specific situation.D)The a

45、ctor type works better in tough negotiations.Section BDirections:In this section,you will hear 3 short passages.At the end of each passage,you will hearsome questions.Both the passage and the questions will be spoken only once.After youhear a question,you must choose the best answer from the four ch

46、oices marked A),B),C)and D).Then mark the corresponding letter on Answer Sheet 2 with a single linethrough the centre.Passage OneQuestions 26 to 29 are based on the passage you have just heard.26.A)The shape of the cubes used.C)The number of times of repeating the process.B)The size of the objects s

47、hown.D)The weight of the boxes moving across the stage.第 6 页 共 30 页全国英语六级历年真题7/3027.A)Boys enjoy playing with cubes more than girls.B)Girls tend to get excited more easily than boys.C)Girls seem to start reasoning earlier than boys.D)Boys pay more attention to moving objects than girls.28.A)It is a

48、breakthrough in the study of the nerve system.B)It may stimulate scientists to make further studies.C)Its result helps understand babies language ability.D)Its findings are quite contrary to previous research.29.A)The two sides of their brain develop simultaneously.C)Their bones mature earlier.B)The

49、y are better able to adapt to the surroundings.D)They talk at an earlier age.Passage TwoQuestions 30 to 32 are based on the passage you have just heard.30.A)The new security plan for the municipal building.B)The blueprint for the development of the city.C)The controversy over the new office regulati

50、ons.D)The citys general budget for the coming year.31.A)Whether the security checks were really necessary.B)How to cope with the huge crowds of visitors to the municipal buildingC)Whether the security checks would create long queues at peak hours.D)How to train the newly recruited security guards.32