金融英语介绍省公共课一等奖全国赛课获奖课件.pptx

《金融英语介绍省公共课一等奖全国赛课获奖课件.pptx》由会员分享，可在线阅读，更多相关《金融英语介绍省公共课一等奖全国赛课获奖课件.pptx（51页珍藏版）》请在淘文阁 - 分享文档赚钱的网站上搜索。

1、Financial EnglishFinancial English任课教师：辛华任课教师：辛华广州城建学院经济系广州城建学院经济系第1页SuggestionSuggestionPreview the text before you come to class.Take notes in class.Review what you have learned after class.第2页教学目掌握专业词汇英语表示，做到英汉互译。掌握专业词汇英语表示，做到英汉互译。能看懂普通难度经济、金融类英语文章。能看懂普通难度经济、金融类英语文章。在了解金融背景基础上，能就熟悉话题进在了解金融背景基础上，能

2、就熟悉话题进行笔头或口头翻译。行笔头或口头翻译。第3页教材与参考书目教材与参考书目 教材：教材：金融专业英语金融专业英语，清华大学出版社，秦，清华大学出版社，秦定主编。定主编。第4页参考书目：参考书目：金融英语（基础类）金融英语（基础类），清华大学出版，清华大学出版社，金融英语教材编写委员会编写。社，金融英语教材编写委员会编写。当代金融业务当代金融业务，中国金融出版社，金，中国金融出版社，金融专业英语证书考试委员会编。融专业英语证书考试委员会编。第5页第6页金融英语证书（金融英语证书（FECTFECT）考试）考试 金融英语证书考试制度是1994年经中国人民银行和原国家教委联合发文同意建立我国第

3、一个国家级行业性外语证书考试制度。自年开始，金融英语证书考试（FECT）共设两级，分别为FECT综合考试和FECT高级考试。金融英语证书考试每年进行一次。金融英语证书考试时间为205月22日及23日。第7页1 1、FECTFECT综合考试：综合考试：考试科目：当代金融业务；考试科目：当代金融业务；2 2、FECTFECT高级考试：高级考试：（1 1）FECTFECT高级考试必考科目当代金融理论高级考试必考科目当代金融理论与实务；与实务；（2 2）FECTFECT高级考试选考科目银行业务与管高级考试选考科目银行业务与管理理、保险与证券业务，两科任选一科。保险与证券业务，两科任选一科。第8页网络资

4、源网络资源online resourcesonline resources1 1、 金融时报金融时报2 2、经济学人期刊经济学人期刊3 3、 华尔街日报华尔街日报4 4、商业周刊商业周刊5 5、 财富期刊财富期刊6 6、 中华人民共和国财政部中华人民共和国财政部第9页7 7、 中国人民银行中国人民银行8 8、中华人民共和国国际外汇管中华人民共和国国际外汇管理局理局9 9、 中国证券监督管理委员会中国证券监督管理委员会1010、 中国保险监督管理委员会中国保险监督管理委员会第10页1111、 中国银行监督管理委员会中国银行监督管理委员会1212、www.federalreserve.gov ww

5、w.federalreserve.gov 美国联邦贮备委员会美国联邦贮备委员会1313、www.ustreas.gov www.ustreas.gov 美国财政部美国财政部1414、www.worldbank.org www.worldbank.org 世界银行世界银行1515、www.imf.orgwww.imf.org国际货币基金组织国际货币基金组织第11页American oil billionaire J.Paul Getty has a very famous saying,that is“If you can actually count your money,then you a

6、re not really a rich man.”第12页美国石油大亨美国石油大亨J.Paul Getty曾经说曾经说过一句话：假如你过一句话：假如你钱是能够数得清楚，钱是能够数得清楚，那么你就不是一个那么你就不是一个真正富人。真正富人。第13页What is Money?What is Money?第14页Currency Currency 货币货币Currency（包含硬币和纸币）（包含硬币和纸币）is one type of money.When most people talk about money,they are talking about currency.第15页 chec

7、k check 支票支票Because checks are also accepted as payment for purchases,checking account deposits are considered money as well.第16页wealth wealth 财富财富The word money is frequently used synonymously with wealth.e.g.Joe is richhe has a lot of money.第17页It means that Joe not only has a lot of currency and

8、a high balance in his checking account but also has stocks,bonds,four cars,three houses,and so on.第18页Balance 帐户存款余额帐户存款余额e.g.Could you tell me what my balance is please?你能告诉我帐户余额吗？你能告诉我帐户余额吗？第19页Whats the difference between money and Whats the difference between money and wealth?wealth?Wealth inclu

9、des not only money but also other assets such as bonds,common stock,art,land,furniture,cars,and houses.第20页Income Income 收入收入 e.g.Susan has a good job and earns a lot of money.收入是某一单位时间内收益流量，收入是某一单位时间内收益流量，而货币而货币是一个存量，是一个存量，即某一时间点上一个特定金即某一时间点上一个特定金额。额。第21页If someone tells you that he has an income o

10、f$1 000,you can not tell whether he earned a lot or a little without knowing whether this$1 000 is earned per year,per month,or even per day.But if someone tells you that she has$1 000 in her pocket,you know exactly how much this is.第22页Definition of MoneyDefinition of MoneyEconomists define money a

11、s anything that is generally accepted in payment for goods or services or in the repayment of debts.货币是在支付商品和服务或在偿还债务货币是在支付商品和服务或在偿还债务时被普遍接收任何东西。时被普遍接收任何东西。第23页Exercise:Different Types of MoneyExercise:Different Types of Money 第24页区分以下词语含义区分以下词语含义What are the exact meanings of these words in English

12、?Cash,Currency,Salary,Wages,Income,Loan,Pension,Fund,Capital,Installments,Debt,Deposit,Aid.第25页Exercise Exercise 1.Money in notes and coins is calleda.cash b.capital c.reserves2.The dollar,the mark and the yen are a.currencies b.funds c.salary3.Money borrowed from a bank is aa.deposit b.income c.loa

13、na.casha.currenciesc.loan第26页ExerciseExercise4.Borrowed money that has to be paid back constitutes aa.debt b.fund c.income5.All the money received by a person or a company is known asa.cash b.income c.wagesa.debtb.income第27页6.The money earned for a weeksmanual work is calleda.income b.salary c.wages

14、7.The money paid for a months(professional)work is aa.loan b.salary c.wagesc.wagesb.salary第28页8.Money placed in banks and other savings institutions constitutesa.capital b.deposits c finance9.Money paid by the government or a company to a retired person is aa.pension b.income c.loanb.depositsa.pensi

15、on第29页10.The money that will ultimately be used to pay pensions is kept in aa.budget b.deposit c.fund11.The money needed to start a company is calleda.aid b.capital c.debtc.fundb.capital第30页12.The money paid to lawyers,architects,private schools,etc.is calleda.fees b.installments c.wages13.Regular p

16、art payments of debts are calleda.deposits b.loans c.installmentsa.feesc.installments第31页14.Estimated expenditure and income is written in aa.budget b.reserve c.loan15.Money given to developing countries by richer ones is known asa.aid b.debt c.loana.budgeta.aid第32页What is Finance?What is Finance?Fi

17、nance is the science of funds management.The field of finance deals with the concepts of time,money and risk and how they are interrelated.第33页Lender and borrowerLender and borrowerFinance includes saving money and lending money.(P2)An entity whose income exceeds its expenditure can lend or invest t

18、he excess income.第34页financial intermediaryfinancial intermediaryA bank(financial intermediary)accepts deposits from lenders,on which it pays the interest.The bank then lends these deposits to borrowers.第35页BudgetBudgetFinance also deals with how money is spent and budgeted.(P5)Budget is an estimati

19、on of the revenue and expenses over a specified future period of time.第36页Finance is used by individuals(personal finance),by governments(public finance),by business(corporate finance).第37页Personal finance(P3)Personal finance(P3)Components of personal finance might include checking and savings accou

20、nts,credit cards and consumer loans,investments in the stock market,retirement plans,social security benefits,insurance policies,and income tax management.第38页BequestBequest遗产、遗赠遗产、遗赠He left a bequest to each of his grandchildren.他给他孙子孙女每人留下一笔遗产。他给他孙子孙女每人留下一笔遗产。第39页InheritanceInheritance1.遗产继承遗产继承 S

21、he spent all her inheritance in a year.The title passes by inheritance to the eldest son.2.遗传特征遗传特征Physical characteristics are determined by genetic inheritance.她在一年之内用完了全部继承遗产。她在一年之内用完了全部继承遗产。这一头衔按世袭传给长子。这一头衔按世袭传给长子。身体特征取决于基因遗传。身体特征取决于基因遗传。第40页CreditCredit名词名词1、赊购；赊欠、赊购；赊欠 We bought the dishwasher

22、 on credit.Your credit limit is now.我们赊购了一台洗碗机。我们赊购了一台洗碗机。你信用额度现在为你信用额度现在为英镑。英镑。第41页CreditCredit2、（从银行借）借款；贷款、（从银行借）借款；贷款 The bank refused further credit to the company.3、（借钱偿还）信誉，信用、（借钱偿还）信誉，信用Her credit isnt good anywhere now.银行拒绝再给那家企业提供贷款。银行拒绝再给那家企业提供贷款。她借钱不还，弄得声名狼藉。她借钱不还，弄得声名狼藉。第42页CreditCredit

23、动词动词:（给银行账户）存入金额；把（给银行账户）存入金额；把记入贷方；记入贷方；贷记（银行账户）贷记（银行账户）Your account has been credited with$50000.$50000 has been credited to your account.已把已把5 5万元存入你账户。万元存入你账户。第43页Corporate finance(P3)Corporate finance(P3)Managerial or corporate finance is the task of providing the funds for a corporations activ

24、ities.It generally involves balancing risk and profitability,while attempting to maximize an entitys wealth and the value of its stock.第44页Video Stay budget-wise 第45页作作 业业P6 英译中英译中Cash Budget前五段。前五段。第46页ReviewReview 复习复习Personal finance Public finance Corporate finance Financial intermediary capital

25、 budget个人金融个人金融 财政财政企业金融企业金融 金融中介金融中介 资本资本 预算预算 第47页ReviewReview 复习复习borrower lender Mutual fundChecking account Saving account Credit card 借款人借款人放款人放款人 共同基金共同基金 支票帐户支票帐户 储蓄帐户储蓄帐户 信用卡信用卡 第48页ReviewReview 复习复习insurance Durable goods Real estate Working capitalHedge fundsSecurities exchangesPublicly-t

26、raded 保险保险 耐用具耐用具 不动产不动产 运行资本运行资本对冲基金对冲基金证券交易所证券交易所公开交易公开交易第49页ReviewReview 复习复习security/securitization Sub-prime mortgages derivatives Share/equity/stock Bond/debenture/debts negotiable share 证券证券/证券化证券化 次级抵押贷款次级抵押贷款 衍生品衍生品 股票、股权股票、股权 债券债券 可流通股份可流通股份第50页ReviewReview 复习复习closed-end securities investment fund open-end securities investment fund fund manager fund custodian bank 封闭式证券投资基金封闭式证券投资基金开放式证券投资基金开放式证券投资基金 基金经理基金经理基金托管银行基金托管银行第51页